Uprootmap

234 metros leave you better off than Chicago

Registered nurse · $98,500 · Chicago, IL. Two adults and 2 kids, renting a 3-bedroom. -$667/mo left in Chicago.

Data updated Oct 11, 2026 · next update Nov 13, 2026

Compare

Same paycheck.

Uprootmap

Left each month

Registered nurse

$891/mo

Bismarck after tax and rent

$98,500 local · Two adults and 2 kids, renting a 3-bedroom

  1. 1. Bismarck$891
  2. 2. Fargo$818
  3. 3. Minot$810

Where the paycheck goes furthest

Best match

Midland, TX

+$1,476/mo (+$17,712 a year) versus Chicago

Chicago vs Midland
Household

Only when you tap. We match the nearest metro and don't keep the coordinates.

$

Blank uses the local median

Local pay for this job

2

Suggested

$

Optional

0

Full-time care

What matters
5 Deal-breaker

What is left after tax, rent and the month's bills.

2 A little

Sunshine, and summers and winters that are not extreme.

2 A little

Population and density, rather than small-town scale.

Metros ranked for this household
#MetroLeft overVs home
1Bismarck, ND$891+$1,558
2Fargo, ND$818+$1,485
3Minot, ND$810+$1,477
4Midland, TX$809+$1,476
5Cedar Rapids, IA$807+$1,474
6Davenport, IA$705+$1,372
7Dubuque, IA$653+$1,320
8Appleton, WI$589+$1,256
9Rochester, MN$576+$1,243
10Jefferson City, MO$554+$1,221
11Wausau, WI$541+$1,208
12Waterloo, IA$389+$1,056
13Des Moines, IA$379+$1,046
14Grand Forks, ND$371+$1,038
15Houston, TX$369+$1,036
16Odessa, TX$362+$1,029
17Green Bay, WI$356+$1,023
18Sioux Falls, SD$348+$1,015
19Amarillo, TX$311+$978
20Springfield, IL$306+$973

Top 20 of 387 · Most money left over

Map

City by city

Bismarck
Bobak Ha'Eri. CC BY 3.0. Photo source · License
1

Bismarck, ND

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,290 and 196 sunny days; commutes average 18 minutes.

18-min commute

Left over monthly

$891

+$1,558 vs today

Local pay
$95,310
Rent (3br)
$1,690/mo
Take-home
$7,055/mo
Everything else
$4,474/mo
Money left over
100
Sun and mild weather
47
Being in a big city
35
Fargo skyline
formulanone. CC BY-SA 2.0. Photo source · License
2

Fargo, ND

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,054 and 193 sunny days; commutes average 18 minutes.

18-min commute

Left over monthly

$818

+$1,485 vs today

Local pay
$88,838
Rent (3br)
$1,381/mo
Take-home
$6,622/mo
Everything else
$4,423/mo
Money left over
98
Sun and mild weather
44
Being in a big city
45
Minot
WeaponizingArchitecture. CC BY-SA 4.0. Photo source · License
3

Minot, ND

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,202 and 202 sunny days; commutes average 20 minutes.

20-min commute

Left over monthly

$810

+$1,477 vs today

Local pay
$92,684
Rent (3br)
$1,575/mo
Take-home
$6,879/mo
Everything else
$4,494/mo
Money left over
98
Sun and mild weather
50
Being in a big city
26
Midland skyline
Quintin Soloviev. CC BY 4.0. Photo source · License
4

Midland, TX

No state income tax, a median 2-bedroom asking rent of $1,493 and 263 sunny days; commutes average 22 minutes.

No state income tax263 sunny days22-min commute

Left over monthly

$809

+$1,476 vs today

Local pay
$101,220
Rent (3br)
$1,956/mo
Take-home
$7,451/mo
Everything else
$4,686/mo
Money left over
98
Sun and mild weather
78
Being in a big city
34
Cedar Rapids skyline
WeaponizingArchitecture. CC BY-SA 4.0. Photo source · License
5

Cedar Rapids, IA

A flat 3.8% state income tax, a median 2-bedroom asking rent of $1,076 and 202 sunny days; commutes average 20 minutes.

20-min commute

Left over monthly

$807

+$1,474 vs today

Local pay
$91,183
Rent (3br)
$1,410/mo
Take-home
$6,582/mo
Everything else
$4,365/mo
Money left over
98
Sun and mild weather
56
Being in a big city
41
Davenport skyline
Farragutful. CC BY-SA 3.0. Photo source · License
6

Davenport, IA

A flat 3.8% state income tax, a median 2-bedroom asking rent of $881 and 202 sunny days; commutes average 21 minutes.

21-min commute

Left over monthly

$705

+$1,372 vs today

Local pay
$87,712
Rent (3br)
$1,154/mo
Take-home
$6,361/mo
Everything else
$4,502/mo
Money left over
95
Sun and mild weather
59
Being in a big city
42
Dubuque skyline
Corey Coyle. CC BY 3.0. Photo source · License
7

Dubuque, IA

A flat 3.8% state income tax, a median 2-bedroom asking rent of $959 and 204 sunny days; commutes average 17 minutes.

17-min commute

Left over monthly

$653

+$1,320 vs today

Local pay
$86,680
Rent (3br)
$1,256/mo
Take-home
$6,295/mo
Everything else
$4,386/mo
Money left over
94
Sun and mild weather
58
Being in a big city
30
Appleton skyline
Original uploader was Tjrudebeck at en.wikipedia. CC BY-SA 3.0. Photo source · License
8

Appleton, WI

State income tax topping out at 7.65%, a median 2-bedroom asking rent of $1,090 and 195 sunny days; commutes average 21 minutes.

21-min commute

Left over monthly

$589

+$1,256 vs today

Local pay
$95,217
Rent (3br)
$1,428/mo
Take-home
$6,811/mo
Everything else
$4,794/mo
Money left over
92
Sun and mild weather
55
Being in a big city
38
Rochester skyline
Wikideas1. CC0. Photo source · License
9

Rochester, MN

State income tax topping out at 9.85%, a median 2-bedroom asking rent of $1,583 and 195 sunny days; commutes average 21 minutes.

21-min commute

Left over monthly

$576

+$1,243 vs today

Local pay
$99,438
Rent (3br)
$2,074/mo
Take-home
$7,012/mo
Everything else
$4,362/mo
Money left over
92
Sun and mild weather
51
Being in a big city
45
Jefferson City
Sarah Minor, USDA Natural Resources Conservation Service. Public domain. Photo source · License
10

Jefferson City, MO

State income tax topping out at 4.7%, a median 2-bedroom asking rent of $883 and 217 sunny days; commutes average 22 minutes.

22-min commute

Left over monthly

$554

+$1,221 vs today

Local pay
$85,179
Rent (3br)
$1,157/mo
Take-home
$6,197/mo
Everything else
$4,486/mo
Money left over
91
Sun and mild weather
71
Being in a big city
33
Wausau skyline
Wikideas1. CC0. Photo source · License
11

Wausau, WI

State income tax topping out at 7.65%, a median 2-bedroom asking rent of $890 and 190 sunny days; commutes average 19 minutes.

19-min commute

Left over monthly

$541

+$1,208 vs today

Local pay
$89,963
Rent (3br)
$1,166/mo
Take-home
$6,482/mo
Everything else
$4,775/mo
Money left over
91
Sun and mild weather
52
Being in a big city
30
Downtown Waterloo Iowa
Stephen Cummings. CC BY 2.0. Photo source · License
12

Waterloo, IA

A flat 3.8% state income tax, a median 2-bedroom asking rent of $938 and 204 sunny days; commutes average 17 minutes.

17-min commute

Left over monthly

$389

+$1,056 vs today

Local pay
$82,552
Rent (3br)
$1,229/mo
Take-home
$6,032/mo
Everything else
$4,414/mo
Money left over
87
Sun and mild weather
57
Being in a big city
34
Des Moines skyline
Tim Kiser ( w:User:Malepheasant ). CC BY-SA 2.5. Photo source · License
13

Des Moines, IA

Insurance-sector wages against the lowest housing costs on this list.

20-min commute

Left over monthly

$379

+$1,046 vs today

Local pay
$90,057
Rent (3br)
$1,546/mo
Take-home
$6,510/mo
Everything else
$4,585/mo
Money left over
87
Sun and mild weather
54
Being in a big city
52
Grand Forks
Tuey from Flickr. CC BY 2.0. Photo source · License
14

Grand Forks, ND

State income tax topping out at 2.5%, a median 2-bedroom asking rent of $1,100 and 186 sunny days; commutes average 17 minutes.

17-min commute

Left over monthly

$371

+$1,038 vs today

Local pay
$83,678
Rent (3br)
$1,441/mo
Take-home
$6,276/mo
Everything else
$4,464/mo
Money left over
87
Sun and mild weather
42
Being in a big city
32
Houston skyline
The original uploader was Marc Mongenet at French Wikipedia .. CC BY-SA 3.0. Photo source · License
15

Houston, TX

The cheapest housing of any top-10 metro, paid for in property tax and humidity.

No state income tax

Left over monthly

$369

+$1,036 vs today

Local pay
$95,686
Rent (3br)
$1,852/mo
Take-home
$7,080/mo
Everything else
$4,859/mo
Money left over
87
Sun and mild weather
63
Being in a big city
76
Odessa
Billy Hathorn. CC BY-SA 3.0. Photo source · License
16

Odessa, TX

No state income tax, a median 2-bedroom asking rent of $1,402 and 269 sunny days; commutes average 25 minutes.

No state income tax269 sunny days

Left over monthly

$362

+$1,029 vs today

Local pay
$92,778
Rent (3br)
$1,837/mo
Take-home
$6,885/mo
Everything else
$4,686/mo
Money left over
86
Sun and mild weather
80
Being in a big city
25
Green Bay skyline
Chris Rand. CC BY-SA 4.0. Photo source · License
17

Green Bay, WI

State income tax topping out at 7.65%, a median 2-bedroom asking rent of $1,033 and 193 sunny days; commutes average 21 minutes.

21-min commute

Left over monthly

$356

+$1,023 vs today

Local pay
$90,432
Rent (3br)
$1,353/mo
Take-home
$6,512/mo
Everything else
$4,803/mo
Money left over
86
Sun and mild weather
55
Being in a big city
41
Sioux Falls skyline
Maxpower2727. CC BY-SA 4.0. Photo source · License
18

Sioux Falls, SD

No income tax, an 18-minute commute, and nothing to do in February.

No state income tax18-min commute

Left over monthly

$348

+$1,015 vs today

Local pay
$87,243
Rent (3br)
$1,531/mo
Take-home
$6,515/mo
Everything else
$4,636/mo
Money left over
86
Sun and mild weather
51
Being in a big city
44
Amarillo skyline
Who What Where Nguyen Why a/k/a Anonymous Cow. CC BY-SA 3.0. Photo source · License
19

Amarillo, TX

No state income tax, a median 2-bedroom asking rent of $1,017 and 260 sunny days; commutes average 20 minutes.

No state income tax260 sunny days20-min commute

Left over monthly

$311

+$978 vs today

Local pay
$84,429
Rent (3br)
$1,332/mo
Take-home
$6,326/mo
Everything else
$4,683/mo
Money left over
85
Sun and mild weather
84
Being in a big city
37
Springfield skyline
IHelpWhenICan. CC BY-SA 4.0. Photo source · License
20

Springfield, IL

A flat 4.95% state income tax, a median 2-bedroom asking rent of $1,076 and 204 sunny days; commutes average 20 minutes.

20-min commute

Left over monthly

$306

+$973 vs today

Local pay
$92,121
Rent (3br)
$1,410/mo
Take-home
$6,484/mo
Everything else
$4,768/mo
Money left over
85
Sun and mild weather
64
Being in a big city
39

Estimates, not quotes. How we figure this · Best leftover metros