Uprootmap
St. Cloud, MN
$2,530after tax and rent
Photo: McGhiever / Wikimedia, CC BY-SA 4.0
On a $83,730 household paycheck in St. Cloud.
Modelled metro
So you know: homicide deaths in St. Cloud are under the US rate in this release, 2.2 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).
Move Score
75
Each row is 0–100. The Move Score is their weighted average, rounded, and it stops at 99. Rent is only in Housing. Jobs is off when the paycheck is the same in every city. Schools is off when there are no kids.
The 6 rows that are on. Their weighted average is 75.0, and that is the score, rounded, up to 99. Rows that are off stay out. The percent on each row is its weight. Tap a row to see what it measures. How the score is weighted
Example household
Example: $83,730, same pay in every city · One adult, renting a 1-bedroom
These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.
After tax and rent
$2,530
Home city
Not picked
Salary
$83,730
Same everywhere
Top things to do in St. Cloud
More in St. Cloud
Photo: Hill Museum & Manuscript Library / Wikimedia, CC BY 3.0 Hill Museum & Manuscript Library
HMML is a museum and manuscript library located in Collegeville, Minnesota that holds one of the world’s largest archives of manuscript…
Photo: McGhiever / Wikimedia, CC BY-SA 4.0 Michael Majerus House
House in St. Cloud, Minnesota, United States
Photo: McGhiever / Wikimedia, CC BY-SA 4.0 Foley–Brower–Bohmer House
House in St. Cloud, Minnesota, United States
Photo: McGhiever / Wikimedia, CC BY-SA 4.0 Church of St. Mary Help of Christians-Catholic
Church building in St. Augusta, United States of America
Photo: Gobonobo / Wikimedia, CC BY-SA 3.0 Church of the Immaculate Conception-Catholic
Church building in St. Anna, United States of America
Photo: McGhiever / Wikimedia, CC BY-SA 4.0 John N. Bensen House
House in St. Cloud, Minnesota, United States
.jpg){kind=link}
Stats
- Rent
- $1,174
- 2 bd median
- Take-home
- $5,292
- Per month
- Tax
- 24%
- Of pay
- Prices
- 12% below
- US, besides rent
Next
$2,530 / mo
The month
One earner. 1 bd.
See full breakdown
- Taxes$1,686
- Rent$986
- Other$1,776
- Left$2,530
Pay and tax, per year
- Gross household pay
- $83,730
- Federal income tax
- −$9,591
- Social Security and Medicare
- −$6,405
- State income tax (MN)
- −$4,230
- Take-home pay
- $63,504
- Effective tax rate
- 24.2%
Living costs, per month
- Rent, 1br
- $986
- Groceries
- $352
- Getting around
- $500
- Healthcare
- $396
- Utilities and internet
- $220
- Everything else
- $308
- Total spending
- $2,762
After tax and rent
$2,530 left/mo
County by county
2 counties. Rent in this table is the Census median of what residents pay. The city figure is Zillow asking rent.
| County | People | Median rent | 2-bed rent | Home value | Income | Commute |
|---|---|---|---|---|---|---|
| Stearns CountyMN | 159k79% | $1,057 | $1,114 | $256,500 | $76,447 | 22 min |
| Benton CountyMN | 41k21% | $917 | $951 | $247,100 | $71,480 | 23 min |
Census ACS 2023. “—” is not published.
Working remotely
If the paycheck stays the same
One adult, one bedroom, $120,000 held flat in every city. That leaves $4,451 a month here after tax and rent. One-bedroom rent in that math is $986.
- Work from home
- 11.2% of workers
- ACS 2024 1-year
- Home internet
- 72.8% of households
- Cable, fiber optic, or DSL
- Paid to move, remote job
- No open remote grant on this metro
Worked-from-home share is from ACS 2024 1-year. Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.
The place
22 min commute. A car per adult.
- Weather
- Not shown for this metro.
- Getting around
- A car per adult
- Average commute
- 22 minutes each way
- Size
- 201k people
- Buying instead
- Median home $254,200. About $1,835/mo with 20% down.
- Taxes
- Minnesota income tax tops out at 9.85%. Sales tax 8.1%, property tax 1.02%.
Schools
- Students
- 31,510
- Pupils per teacher
- 14.2
- Districts
- 15
- St. Cloud Public School District9,940 students
- Sauk Rapids-Rice Public Schools4,331 students
- Sartell-St. Stephen School District3,943 students
- Rocori Public School District2,406 students
- Foley Public School District1,921 students
NCES 2024-2025. The district count is every public district in the metro. The names are the largest 5.
Compare St. Cloud
Pick a home cityExplore more
Moving from St. Cloud
Take-home by job in St. Cloud
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Other Minnesota metros
- Minneapolis, MN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Duluth, MN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Rochester, MN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Mankato, MN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
Questions
How is take-home pay in St. Cloud calculated?
St. Cloud is in Minnesota, which taxes wage income. Take-home is a local salary minus federal tax, payroll tax, and that state tax. Leftover is what remains after rent and bills.
What does rent cost in St. Cloud?
About $986 for a one-bedroom and $1,174 for a two-bedroom in St. Cloud, MN. St. Cloud averages 191 sunny days, a July high of 80°F, and a 22-minute commute.
How do I compare St. Cloud with another city?
Put St. Cloud next to another city on the same job and household. The gap is the tax bill and the rent.
Also look at
Estimate, not a quote. How we figure this.