#66 of 66 for you
New York, NY
The one place where skipping a car genuinely offsets the rent.
Left over monthly
$1,246
Versus Chicago
−$1,134/mo
−$13,608 a year
Local pay for your job
$111,633
Local wages run 19% vs national
Where the money goes
One earner filing as a household, at 1 bedrooms.
- Taxes$2,891
- Rent$3,021
- Other living costs$2,145
- Left over$1,246
Pay and tax, per year
- Gross household pay
- $111,633
- Federal income tax
- −$16,173
- Social Security and Medicare
- −$8,540
- State income tax (NY)
- −$5,650
- City / county wage tax
- −$4,327
- Take-home pay
- $76,943
- Effective tax rate
- 31.1%
Living costs, per month
- Rent, 1br
- $3,021
- Groceries
- $496
- Getting around
- $347
- Healthcare
- $558
- Utilities and internet
- $310
- Everything else
- $434
- Total spending
- $5,166
Left over each month
$9,303 gross, minus $2,891 in tax and $5,166 in living costs.
$1,246
What living here is like
- Weather
- 224 sunny days, 85°F in July, 27°F January nights
- Getting around
- You can genuinely live without a car
- Average commute
- 38 minutes each way
- Size
- 19.5M people
- Buying instead
- Median home $587,400 — roughly $3,939/mo with 20% down, tax and upkeep
- Taxes
- New York income tax, plus a 3.88% city wage tax. Sales tax 8.5%, property tax 0.88%.
How it scores against what you said matters
- Money left over
- 6
- Sun and mild weather
- 74
- Access to the outdoors
- 58
- City life and culture
- 100
- A short commute
- 0
Chicago vs New York, line by line
Same job, same household, both tax codes applied.
Open the comparison →Also worth a look
- Seattle, WA$3,406/mo
No state income tax and high wages, offset by home prices and 150 sunny days.
- Austin, TX$3,176/mo
No income tax, but property taxes are among the steepest anywhere.
- Houston, TX$3,159/mo
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
- Dallas, TX$3,044/mo
No income tax, endless new construction, and a 1.5% property tax bill.