
#55 of 387 for you
Philadelphia: $2,437/mo left
- Rent under 30% of pay
From your Chicago paycheck, you'd keep +$11/mo versus Chicago.
Compare
Versus Chicago.
Left each month
$2,437
Versus Chicago
+$11/mo
+$132 a year
Local pay
$97,562
This job, this city
Top things to do in Philadelphia
More in Philadelphia
Versatile Aure. CC BY 2.0. Photo source · License Philadelphia City Hall
Historic building housing Philadelphia's municipal government
Smallbones. Public domain. Photo source · License Comcast Center
Skyscraper in Philadelphia, Pennsylvania, United States

Dmadeo. CC BY-SA 3.0. Photo source · License Barnes Foundation
Art museum and educational center in Philadelphia, Pennsylvania

TypoBoy. CC BY-SA 4.0. Photo source · License Comcast Technology Center
Skyscraper located in Philadelphia Pennsylvania, United States

Dallin Aerial Survey Collection. Public domain. Photo source · License John F. Kennedy Stadium
Formerly an open-air stadium in Philadelphia

NASA. Public domain. Photo source · License Veterans Stadium
Former multi-purpose stadium in Philadelphia, Pennsylvania
Next
$2,437 / mo left
The month
One earner. 1 bd.
See full breakdown
- Taxes$2,266
- Rent$1,530
- Other living costs$1,897
- Left over$2,437
Pay and tax, per year
- Gross household pay
- $97,562
- Federal income tax
- −$13,078
- Social Security and Medicare
- −$7,463
- State income tax (PA)
- −$2,995
- City / county wage tax
- −$3,659
- Take-home pay
- $70,367
- Effective tax rate
- 27.9%
Living costs, per month
- Rent, 1br
- $1,530
- Groceries
- $408
- Getting around
- $418
- Healthcare
- $459
- Utilities and internet
- $255
- Everything else
- $357
- Total spending
- $3,427
Left over each month
$8,130 gross, minus $2,266 in tax and $3,427 in living costs.
$2,437
County by county
11 counties. Rent is what residents pay, not asking rent.
| County | People | Median rent | 2-bed rent | Home value | Income | Commute |
|---|---|---|---|---|---|---|
| Philadelphia CountyPA | 1.6M25% | $1,323 | $1,394 | $232,400 | $60,698 | 32 min |
| Montgomery CountyPA | 861k14% | $1,612 | $1,712 | $409,900 | $111,521 | 28 min |
| Bucks CountyPA | 646k10% | $1,537 | $1,645 | $421,700 | $111,951 | 30 min |
| Delaware CountyPA | 576k9% | $1,315 | $1,405 | $302,400 | $88,576 | 28 min |
| New Castle CountyDE | 573k9% | $1,379 | $1,402 | $329,800 | $89,901 | 25 min |
| Chester CountyPA | 541k9% | $1,691 | $1,756 | $461,800 | $123,041 | 27 min |
| Camden CountyNJ | 524k8% | $1,346 | $1,456 | $262,200 | $86,384 | 28 min |
| Burlington CountyNJ | 464k7% | $1,669 | $1,747 | $326,700 | $105,271 | 29 min |
| Gloucester CountyNJ | 305k5% | $1,480 | $1,577 | $283,500 | $102,807 | 29 min |
| Cecil CountyMD | 104k2% | $1,367 | $1,303 | $311,800 | $91,146 | 29 min |
| Salem CountyNJ | 65k1% | $1,185 | $1,188 | $223,000 | $78,412 | 26 min |
Census ACS 2023. “—” is not published.
Working remotely
If the paycheck stays the same
One adult, one bedroom, $120,000 held flat in every city. That leaves $3,622 a month here after tax and rent. One-bedroom rent in that math is $1,530.
- Work from home
- 15.4% of workers
- ACS 2024 1-year
- Home internet
- 79.9% of households
- Cable, fiber optic, or DSL
- Paid to move, remote job
- No open remote grant on this metro
Worked-from-home share is Census B08006_017E divided by all workers (ACS 2024 1-year, or ACS 2023 5-year when the 1-year table has no metro). Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.
USAJOBS
Federal jobs that pay relocation here
17 open postings marked relocation-eligible. Fetched October 10, 2026.
- AVIATION RESOURCE MANAGEMENT SPECIALIST
Supervisor for this position is CMSgt Matraszek. (Air National Guard Units) · $68,013–$88,421 a year
Horsham, PA · Philadelphia, PA · Closes October 21, 2026
- Heavy Mobile Equipment Repairer
99th Readiness Division (U.S. Army Reserve Command) · $30.62–$35.77 an hour
Horsham, PA · Philadelphia, PA · Closes October 21, 2026
- PRODUCTION CONTROLLER
The supervisor for this position is WO1 Gardner (Army National Guard Units) · $55,602–$72,285 a year
Philadelphia, PA · Philadelphia, PA · Closes October 21, 2026
- SURFACE MAINTENANCE MECHANIC SUPERVISOR
The supervisor for this position is WO1 Gardner. (Army National Guard Units) · $43.91–$51.37 an hour
Philadelphia, PA · Philadelphia, PA · Closes October 21, 2026
- Supervisory Program Manager (Assistant Director)
Department of State Headquarters · $125,776–$197,200 a year
Hot Springs, AR · Tucson, AZ · Los Angeles, CA · +27 more · Hot Springs, AR, Tucson, AZ, Los Angeles, CA +26 · Closes October 22, 2026
12 more on the full list.
The place
207 sunny days. July high 87°F. January nights 26°F. 30 min commute. One car.
- Weather
- 207 sunny days, 87°F in July, 26°F January nights
- Getting around
- One car
- Average commute
- 30 minutes each way
- Size
- 6.2M people
- Buying instead
- Median home $326,700. About $2,311/mo with 20% down.
- Taxes
- Pennsylvania income tax, plus a 3.75% city wage tax. Sales tax 6.3%, property tax 1.32%.
Fit
- Money left over
- 61
- Sun and mild weather
- 68
- Being in a big city
- 84
Public school districts in Philadelphia
12 largest districts, NCES 2024-2025. This is districts, not every school. Students, school count, and pupils per teacher.
| District | City | Students | Schools | Pupils / teacher |
|---|---|---|---|---|
| Philadelphia City SD | Philadelphia | 120,057 | 220 | 15 |
| Central Bucks SD | Doylestown | 16,941 | 23 | 13.3 |
| Cecil County Public Schools | Elkton | 14,853 | 29 | 13.9 |
| Red Clay Consolidated School District | Wilmington | 14,444 | 28 | 13.8 |
| Downingtown Area SD | Downingtown | 13,074 | 16 | 13.5 |
| Christina School District | Newark | 12,954 | 29 | 12.5 |
| North Penn SD | Lansdale | 12,911 | 17 | 13.6 |
| Appoquinimink School District | Odessa | 12,897 | 21 | 14.7 |
| Upper Darby SD | Upper Darby | 12,356 | 13 | 13.7 |
| West Chester Area SD | Exton | 12,042 | 17 | 12.7 |
| Cherry Hill School District | Cherry Hill | 10,910 | 18 | 12.4 |
| Council Rock SD | Newtown | 10,403 | 14 | 13.6 |
Chicago vs Philadelphia
Full comparisonExplore more
Moving from Philadelphia
- Philadelphia → Austin · $744 more
- Philadelphia → Dallas · $612 more
- Philadelphia → Denver · $218 more
- Philadelphia → Raleigh · $314 more
- Philadelphia → San Francisco · $74 less
- Philadelphia → New York · $1,189 less
- Philadelphia → Reno · $141 less
- Philadelphia → Los Angeles · $734 less
- Philadelphia → Chicago · $12 less
- Philadelphia → Houston · $733 more
- Philadelphia → Washington · $475 more
- Philadelphia → Atlanta · $58 more
- Philadelphia → Miami · $741 less
- Philadelphia → Phoenix · $138 more
- Philadelphia → Boston · $470 less
- Philadelphia → Riverside · $1,042 less
Take-home by job in Philadelphia
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Other Pennsylvania metros
- Pittsburgh, PA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Allentown, PA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Harrisburg, PA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Scranton, PA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Gettysburg, PA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Williamsport, PA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Altoona, PA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Johnstown, PA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
Questions
How is take-home pay in Philadelphia calculated?
Philadelphia is in Pennsylvania, which taxes wage income, plus a local wage tax of 3.75%. Take-home is a local salary minus federal tax, payroll tax, and that state tax. Leftover is what remains after rent.
What does rent cost in Philadelphia?
About $1,530 for a one-bedroom and $1,822 for a two-bedroom in Philadelphia, PA.
How do I compare Philadelphia with another city?
Put Philadelphia next to another city on the same job and household. The gap is the tax bill and the rent.
Also look at
Estimate, not a quote. How we figure this.