#44 of 66 for you
Philadelphia, PA
East Coast density at half of Boston's rent, minus a 3.75% city wage tax.
Left over monthly
$2,426
Versus Chicago
+$46/mo
+$552 a year
Local pay for your job
$97,562
Local wages run 4% vs national
Where the money goes
One earner filing as a household, at 1 bedrooms.
- Taxes$2,266
- Rent$1,541
- Other living costs$1,897
- Left over$2,426
Pay and tax, per year
- Gross household pay
- $97,562
- Federal income tax
- −$13,078
- Social Security and Medicare
- −$7,463
- State income tax (PA)
- −$2,995
- City / county wage tax
- −$3,659
- Take-home pay
- $70,367
- Effective tax rate
- 27.9%
Living costs, per month
- Rent, 1br
- $1,541
- Groceries
- $408
- Getting around
- $418
- Healthcare
- $459
- Utilities and internet
- $255
- Everything else
- $357
- Total spending
- $3,438
Left over each month
$8,130 gross, minus $2,266 in tax and $3,438 in living costs.
$2,426
What living here is like
- Weather
- 207 sunny days, 87°F in July, 26°F January nights
- Getting around
- One car for the household is workable
- Average commute
- 30 minutes each way
- Size
- 6.2M people
- Buying instead
- Median home $326,700 — roughly $2,311/mo with 20% down, tax and upkeep
- Taxes
- Pennsylvania income tax, plus a 3.75% city wage tax. Sales tax 6.3%, property tax 1.32%.
How it scores against what you said matters
- Money left over
- 57
- Sun and mild weather
- 68
- Access to the outdoors
- 60
- City life and culture
- 84
- A short commute
- 40
Chicago vs Philadelphia, line by line
Same job, same household, both tax codes applied.
Open the comparison →Also worth a look
- Seattle, WA$3,406/mo
No state income tax and high wages, offset by home prices and 150 sunny days.
- Austin, TX$3,176/mo
No income tax, but property taxes are among the steepest anywhere.
- Houston, TX$3,159/mo
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
- Dallas, TX$3,044/mo
No income tax, endless new construction, and a 1.5% property tax bill.