#55 of 66 for you
Indianapolis, IN
Cheap housing, a 3% flat state tax, and a short commute.
Left over monthly
$2,469
Versus Chicago
+$89/mo
+$1,068 a year
Local pay for your job
$89,119
Local wages run -5% vs national
Where the money goes
One earner filing as a household, at 1 bedrooms.
- Taxes$1,873
- Rent$1,205
- Other living costs$1,879
- Left over$2,469
Pay and tax, per year
- Gross household pay
- $89,119
- Federal income tax
- −$11,220
- Social Security and Medicare
- −$6,818
- State income tax (IN)
- −$2,644
- City / county wage tax
- −$1,800
- Take-home pay
- $66,637
- Effective tax rate
- 25.2%
Living costs, per month
- Rent, 1br
- $1,205
- Groceries
- $368
- Getting around
- $545
- Healthcare
- $414
- Utilities and internet
- $230
- Everything else
- $322
- Total spending
- $3,084
Left over each month
$7,427 gross, minus $1,873 in tax and $3,084 in living costs.
$2,469
What living here is like
- Weather
- 186 sunny days, 85°F in July, 20°F January nights
- Getting around
- Plan on a car per adult
- Average commute
- 25 minutes each way
- Size
- 2.1M people
- Buying instead
- Median home $244,000 — roughly $1,632/mo with 20% down, tax and upkeep
- Taxes
- Indiana income tax, plus a 2.02% city wage tax. Sales tax 7.0%, property tax 0.86%.
How it scores against what you said matters
- Money left over
- 59
- Sun and mild weather
- 54
- Access to the outdoors
- 52
- City life and culture
- 60
- A short commute
- 65
Chicago vs Indianapolis, line by line
Same job, same household, both tax codes applied.
Open the comparison →Also worth a look
- Seattle, WA$3,406/mo
No state income tax and high wages, offset by home prices and 150 sunny days.
- Austin, TX$3,176/mo
No income tax, but property taxes are among the steepest anywhere.
- Houston, TX$3,159/mo
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
- Dallas, TX$3,044/mo
No income tax, endless new construction, and a 1.5% property tax bill.