#49 of 66 for you
Richmond, VA
DC's cheaper cousin, two hours from both mountains and ocean.
Left over monthly
$2,337
Versus Chicago
−$43/mo
−$516 a year
Local pay for your job
$90,995
Local wages run -3% vs national
Where the money goes
One earner filing as a household, at 1 bedrooms.
- Taxes$1,923
- Rent$1,378
- Other living costs$1,945
- Left over$2,337
Pay and tax, per year
- Gross household pay
- $90,995
- Federal income tax
- −$11,633
- Social Security and Medicare
- −$6,961
- State income tax (VA)
- −$4,486
- Take-home pay
- $67,915
- Effective tax rate
- 25.4%
Living costs, per month
- Rent, 1br
- $1,378
- Groceries
- $384
- Getting around
- $553
- Healthcare
- $432
- Utilities and internet
- $240
- Everything else
- $336
- Total spending
- $3,323
Left over each month
$7,583 gross, minus $1,923 in tax and $3,323 in living costs.
$2,337
What living here is like
- Weather
- 208 sunny days, 89°F in July, 27°F January nights
- Getting around
- Plan on a car per adult
- Average commute
- 26 minutes each way
- Size
- 1.3M people
- Buying instead
- Median home $325,800 — roughly $2,171/mo with 20% down, tax and upkeep
- Taxes
- Virginia income tax. Sales tax 5.8%, property tax 0.83%.
How it scores against what you said matters
- Money left over
- 53
- Sun and mild weather
- 68
- Access to the outdoors
- 62
- City life and culture
- 62
- A short commute
- 60
Chicago vs Richmond, line by line
Same job, same household, both tax codes applied.
Open the comparison →Also worth a look
- Seattle, WA$3,406/mo
No state income tax and high wages, offset by home prices and 150 sunny days.
- Austin, TX$3,176/mo
No income tax, but property taxes are among the steepest anywhere.
- Houston, TX$3,159/mo
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
- Dallas, TX$3,044/mo
No income tax, endless new construction, and a 1.5% property tax bill.