Uprootmap

Example household · $83,730 · same pay · 1 adult

Albany skyline

Uprootmap

Move Score64

Albany, NY

$1,989after tax and rent

Photo: Henry Bellagnome / Wikimedia, CC BY-SA 2.0

On a $83,730 household paycheck in Albany.

Modelled metro

So you know: homicide deaths in Albany are under the US rate in this release, 2.8 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Move Score

64

Each row is 0–100. The Move Score is their weighted average, rounded, and it stops at 99. Rent is only in Housing. Jobs is off when the paycheck is the same in every city. Schools is off when there are no kids.

The 6 rows that are on. Their weighted average is 64.0, and that is the score, rounded, up to 99. Rows that are off stay out. The percent on each row is its weight. Tap a row to see what it measures. How the score is weighted

Example household

Example: $83,730, same pay in every city · One adult, renting a 1-bedroom

Salary, before tax

$83,730 in every city.

Pay between cities
Job
Adults
Kids
Housing
Bedrooms · 1 bedroom

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

After tax and rent

$1,989

Home city

Not picked

Salary

$83,730

Same everywhere

Top things to do in Albany

More in Albany
Paycheck to pocket
Monthly pay$6,978
Tax$1,666
Rent$1,367
Other bills$1,955
Left$1,989

Stats

Rent
$1,627
2 bd median
Take-home
$5,311
Per month
Tax
24%
Of pay
Prices
1% below
US, besides rent

Next

$1,989 / mo

Money left after tax and rent, by state.Albany
LowerHigher
Albany · this breakdown

The month

One earner. 1 bd.

See full breakdown
  • Taxes$1,666
  • Rent$1,367
  • Other$1,955
  • Left$1,989

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (NY)
−$4,000
Take-home pay
$63,734
Effective tax rate
23.9%

Living costs, per month

Rent, 1br
$1,367
Groceries
$397
Getting around
$517
Healthcare
$446
Utilities and internet
$248
Everything else
$347
Total spending
$3,322

After tax and rent

$1,989 left/mo

County by county

5 counties. Rent in this table is the Census median of what residents pay. The city figure is Zillow asking rent.

Population, rent, home value, income and commute by county in Albany, NY
CountyPeopleMedian rent2-bed rentHome valueIncomeCommute
Albany CountyNY315k35%$1,252$1,330$277,400$83,14921 min
Saratoga CountyNY237k26%$1,347$1,421$324,800$99,65326 min
Rensselaer CountyNY160k18%$1,182$1,250$244,300$86,66324 min
Schenectady CountyNY160k18%$1,159$1,246$223,100$76,98923 min
Schoharie CountyNY30k3%$916$953$182,000$71,18830 min

Census ACS 2023. “—” is not published.

Working remotely

If the paycheck stays the same

One adult, one bedroom, $120,000 held flat in every city. That leaves $3,936 a month here after tax and rent. One-bedroom rent in that math is $1,367.

Work from home
12.9% of workers
ACS 2024 1-year
Home internet
79.8% of households
Cable, fiber optic, or DSL
Paid to move, remote job
No open remote grant on this metro

Worked-from-home share is from ACS 2024 1-year. Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.

Best cities for remote workersMoving from New York

USAJOBS

Federal jobs that pay relocation here

3 open postings marked relocation-eligible. Fetched October 10, 2026.

  • Physician - Psychiatry

    Veterans Health Administration · $220,000–$270,000 a year

    Albany, NY · Closes November 5, 2026

  • Supervisory Nuclear Engineer

    Naval Reactors (National Nuclear Security Administration) · $129,763–$197,200 a year

    Washington Navy Yard, DC · Schenectady, NY · Pittsburgh, PA · Closes December 7, 2026

  • Nuclear Engineer

    Naval Reactors (National Nuclear Security Administration) · $129,763–$197,200 a year

    Washington Navy Yard, DC · Schenectady, NY · Pittsburgh, PA · Closes December 15, 2026

All federal jobs that pay relocation

The place

23 min commute. A car per adult.

Weather
Not shown for this metro.
Getting around
A car per adult
Average commute
23 minutes each way
Size
902k people
Buying instead
Median home $268,400. About $2,137/mo with 20% down.
Taxes
New York income tax tops out at 9.65%. Sales tax 8.5%, property tax 1.91%.

Schools

Students
116,354
Pupils per teacher
11.6
Districts
58
  1. Shenendehowa Central School District9,391 students
  2. Schenectady City School District9,117 students
  3. Albany City School District8,761 students
  4. North Colonie Csd6,159 students
  5. Saratoga Springs City Sd5,810 students

NCES 2024-2025. The district count is every public district in the metro. The names are the largest 5.

Schools in Albany

Compare Albany

Pick a home city

More on this city

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Moving from Albany

Take-home by job in Albany

Pay and leftover for every job in Albany

Other New York metros

All New York metros

Questions

How is take-home pay in Albany calculated?

Albany is in New York, which taxes wage income. Take-home is a local salary minus federal tax, payroll tax, and that state tax. Leftover is what remains after rent and bills.

What does rent cost in Albany?

About $1,367 for a one-bedroom and $1,627 for a two-bedroom in Albany, NY. Albany averages 178 sunny days, a July high of 85°F, and a 23-minute commute.

How do I compare Albany with another city?

Put Albany next to another city on the same job and household. The gap is the tax bill and the rent.

Also look at

Estimate, not a quote. How we figure this.

Compare Albany

Next stepHousingRent, home prices, and property tax.