
#36 of 387 for you
San Francisco: $2,364/mo left
- Rent under 30% of pay
- 259 sunny days
From your Chicago paycheck, you'd keep −$62/mo versus Chicago.
Compare
Versus Chicago.
Left each month
$2,364
Versus Chicago
−$62/mo
−$744 a year
Local pay
$125,705
This job, this city
Top things to do in San Francisco
More in San Francisco
Daniel Schwen. CC BY-SA 2.5. Photo source · License Transamerica Pyramid
Distinctive tower in San Francisco, California, USA

Lightandtruth. CC BY-SA 4.0. Photo source · License San Francisco Museum of Modern Art
Modern art museum in San Francisco, California, USA

User Coasttocoast on en.wikipedia. CC BY-SA 3.0. Photo source · License Oracle Park
Baseball stadium in San Francisco, California, USA

Buzzlovestravel. CC BY-SA 4.0. Photo source · License California Academy of Sciences
Natural history museum in San Francisco

Photograph: NASA. Public domain. Photo source · License Candlestick Park
Former stadium in San Francisco, California

Lightandtruth. CC BY-SA 4.0. Photo source · License Fine Arts Museums of San Francisco
Public arts institution in the city of San Francisco; comprises the de Young Museum in Golden Gate Park and the Legion of Honor in…
Next
$2,364 / mo left
The month
One earner. 1 bd.
See full breakdown
- Taxes$3,063
- Rent$2,635
- Other living costs$2,414
- Left over$2,364
Pay and tax, per year
- Gross household pay
- $125,705
- Federal income tax
- −$19,416
- Social Security and Medicare
- −$9,616
- State income tax (CA)
- −$7,718
- Take-home pay
- $88,955
- Effective tax rate
- 29.2%
Living costs, per month
- Rent, 1br
- $2,635
- Groceries
- $512
- Getting around
- $558
- Healthcare
- $576
- Utilities and internet
- $320
- Everything else
- $448
- Total spending
- $5,049
Left over each month
$10,475 gross, minus $3,063 in tax and $5,049 in living costs.
$2,364
County by county
5 counties. Rent is what residents pay, not asking rent.
| County | People | Median rent | 2-bed rent | Home value | Income | Commute |
|---|---|---|---|---|---|---|
| Alameda CountyCA | 1.7M35% | $2,318 | $2,479 | $1,057,400 | $126,240 | 32 min |
| Contra Costa CountyCA | 1.2M25% | $2,322 | $2,274 | $830,800 | $125,727 | 36 min |
| San Francisco CountyCA | 836k18% | $2,419 | $2,982 | $1,380,500 | $141,446 | 31 min |
| San Mateo CountyCA | 745k16% | $2,893 | $3,187 | $1,494,500 | $156,000 | 27 min |
| Marin CountyCA | 259k6% | $2,584 | $2,764 | $1,390,000 | $142,785 | 28 min |
Census ACS 2023. “—” is not published.
Working remotely
If the paycheck stays the same
One adult, one bedroom, $120,000 held flat in every city. That leaves $2,083 a month here after tax and rent. One-bedroom rent in that math is $2,635.
- Work from home
- 18.9% of workers
- ACS 2024 1-year
- Home internet
- 83.7% of households
- Cable, fiber optic, or DSL
- Paid to move, remote job
- No open remote grant on this metro
Worked-from-home share is Census B08006_017E divided by all workers (ACS 2024 1-year, or ACS 2023 5-year when the 1-year table has no metro). Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.
USAJOBS
Federal jobs that pay relocation here
65 open postings marked relocation-eligible. Fetched October 10, 2026.
- Behavioral Health Case Manager (O-5 Billet) Non-Supervisory
ICE Health Service Corps (IHSC) (Immigration and Customs Enforcement) · $1–$150,000 a year
Salt Lake City, UT · Seattle, WA · Phoenix, AZ · +17 more · Salt Lake City, UT, Seattle, WA, Phoenix, AZ +17 · Closes October 21, 2026
- Behavioral Health Clinical Consultant (O-5 Billet) Non-Supervisory
ICE Health Service Corps (IHSC) (Immigration and Customs Enforcement) · $1–$150,000 a year
Salt Lake City, UT · Seattle, WA · Phoenix, AZ · +17 more · Salt Lake City, UT, Seattle, WA, Phoenix, AZ +17 · Closes October 21, 2026
- Behavioral Health Clinical Consultant, Team Lead (O-6 Billet) Supervisory
ICE Health Service Corps (IHSC) (Immigration and Customs Enforcement) · $1–$150,000 a year
Salt Lake City, UT · Seattle, WA · Phoenix, AZ · +17 more · Salt Lake City, UT, Seattle, WA, Phoenix, AZ +17 · Closes October 21, 2026
- Logistics Management Specialist
Military Intelligence Readiness Command (U.S. Army Reserve Command) · $77,161–$100,315 a year
Camp Parks, CA · San Francisco, CA · Closes October 21, 2026
- Personnel Security Specialist
Office of Justice Services, Internal Affairs Division (Interior, Bureau of Indian Affairs) · $61,722–$116,362 a year
Salt Lake City, UT · Seattle, WA · Phoenix, AZ · +17 more · Salt Lake City, UT, Seattle, WA, Phoenix, AZ +17 · Closes October 21, 2026
60 more on the full list.
The place
259 sunny days. July high 68°F. January nights 46°F. 32 min commute. One car.
- Weather
- 259 sunny days, 68°F in July, 46°F January nights
- Getting around
- One car
- Average commute
- 32 minutes each way
- Size
- 4.6M people
- Buying instead
- Median home $1,113,800. About $7,321/mo with 20% down.
- Taxes
- California income tax. Sales tax 8.8%, property tax 0.72%.
Fit
- Money left over
- 58
- Sun and mild weather
- 86
- Being in a big city
- 92
Public school districts in San Francisco
12 largest districts, NCES 2024-2025. This is districts, not every school. Students, school count, and pupils per teacher.
| District | City | Students | Schools | Pupils / teacher |
|---|---|---|---|---|
| San Francisco Unified | San Francisco | 48,902 | 113 | 21 |
| Oakland Unified | Oakland | 33,838 | 84 | 18.8 |
| Fremont Unified | Fremont | 33,134 | 44 | 24 |
| Mt. Diablo Unified | Concord | 29,494 | 51 | 23.2 |
| San Ramon Valley Unified | Danville | 28,615 | 37 | 22.4 |
| West Contra Costa Unified | Richmond | 25,244 | 54 | 22 |
| Hayward Unified | Hayward | 17,377 | 28 | 21.3 |
| Antioch Unified | Antioch | 15,253 | 25 | 21.5 |
| Pleasanton Unified | Pleasanton | 13,338 | 17 | 23.2 |
| Livermore Valley Joint Unified | Livermore | 12,968 | 18 | 21.3 |
| Dublin Unified | Dublin | 12,808 | 16 | 24.1 |
| Chico Unified | Chico | 12,266 | 22 | 20.8 |
Chicago vs San Francisco
Full comparisonExplore more
Moving from San Francisco
- San Francisco → Austin · $818 more
- San Francisco → Los Angeles · $660 less
- San Francisco → Dallas · $686 more
- San Francisco → Denver · $292 more
- San Francisco → Raleigh · $388 more
- San Francisco → New York · $1,114 less
- San Francisco → Reno · $66 less
- San Francisco → Chicago · $63 more
- San Francisco → Houston · $807 more
- San Francisco → Washington · $549 more
- San Francisco → Atlanta · $133 more
- San Francisco → Philadelphia · $75 more
- San Francisco → Miami · $666 less
- San Francisco → Phoenix · $213 more
- San Francisco → Boston · $396 less
- San Francisco → Riverside · $966 less
Take-home by job in San Francisco
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Other California metros
- Los Angeles, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Riverside, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- San Diego, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Sacramento, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Napa, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Hanford, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- El Centro, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Redding, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
Questions
How is take-home pay in San Francisco calculated?
San Francisco is in California, which taxes wage income. Take-home is a local salary minus federal tax, payroll tax, and that state tax. Leftover is what remains after rent.
What does rent cost in San Francisco?
About $2,635 for a one-bedroom and $3,137 for a two-bedroom in San Francisco, CA.
How do I compare San Francisco with another city?
Put San Francisco next to another city on the same job and household. The gap is the tax bill and the rent.
Also look at
Estimate, not a quote. How we figure this.