Uprootmap
Panama City, FL
$2,328after tax and rent
Photo: Balon Greyjoy / Wikimedia, CC0
On a $83,730 household paycheck in Panama City.
Modelled metro
So you know: homicide deaths in Panama City are under the US rate in this release, 5.7 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).
Move Score
72
Each row is 0–100. The Move Score is their weighted average, rounded, and it stops at 99. Rent is only in Housing. Jobs is off when the paycheck is the same in every city. Schools is off when there are no kids.
The 6 rows that are on. Their weighted average is 72.1, and that is the score, rounded, up to 99. Rows that are off stay out. The percent on each row is its weight. Tap a row to see what it measures. How the score is weighted
Example household
Example: $83,730, same pay in every city · One adult, renting a 1-bedroom
These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.
After tax and rent
$2,328
Home city
Not picked
Salary
$83,730
Same everywhere
Top things to do in Panama City
More in Panama City
Photo: Ebyabe / Wikimedia, CC BY-SA 3.0 First Presbyterian Church
Church in Lynn Haven, Florida
Stats
- Rent
- $1,581
- 2 bd median
- Take-home
- $5,645
- Per month
- Tax
- 19%
- Of pay
- Prices
- 3% below
- US, besides rent
Next
$2,328 / mo
The month
One earner. 1 bd.
See full breakdown
- Taxes$1,333
- Rent$1,328
- Other$1,989
- Left$2,328
Pay and tax, per year
- Gross household pay
- $83,730
- Federal income tax
- −$9,591
- Social Security and Medicare
- −$6,405
- State income tax (FL)
- None
- Take-home pay
- $67,734
- Effective tax rate
- 19.1%
Living costs, per month
- Rent, 1br
- $1,328
- Groceries
- $387
- Getting around
- $587
- Healthcare
- $435
- Utilities and internet
- $242
- Everything else
- $338
- Total spending
- $3,317
After tax and rent
$2,328 left/mo
County by county
2 counties. Rent in this table is the Census median of what residents pay. The city figure is Zillow asking rent.
| County | People | Median rent | 2-bed rent | Home value | Income | Commute |
|---|---|---|---|---|---|---|
| Bay CountyFL | 181k88% | $1,424 | $1,377 | $276,900 | $70,188 | 25 min |
| Washington CountyFL | 25k12% | $884 | $831 | $156,000 | $52,723 | 34 min |
Census ACS 2023. “—” is not published.
Working remotely
If the paycheck stays the same
One adult, one bedroom, $120,000 held flat in every city. That leaves $4,454 a month here after tax and rent. One-bedroom rent in that math is $1,328.
- Work from home
- 10.2% of workers
- ACS 2024 1-year
- Home internet
- 68.8% of households
- Cable, fiber optic, or DSL
- Paid to move, remote job
- No open remote grant on this metro
Worked-from-home share is from ACS 2024 1-year. Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.
The place
26 min commute. A car per adult.
- Weather
- Not shown for this metro.
- Getting around
- A car per adult
- Average commute
- 26 minutes each way
- Size
- 207k people
- Buying instead
- Median home $263,500. About $1,803/mo with 20% down.
- Taxes
- No state income tax. Sales tax 7.0%, property tax 0.57%.
Schools
- Students
- 31,022
- Pupils per teacher
- 17
- Districts
- 3
- Bay27,558 students
- Washington3,286 students
- Fsu Bay178 students
NCES 2024-2025. The district count is every public district in the metro. The names are the largest 3.
Compare Panama City
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Moving from Panama City
Take-home by job in Panama City
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Other Florida metros
- Miami, FL
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- Orlando, FL
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- Jacksonville, FL
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- Sebring, FL
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- Wildwood, FL
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- Homosassa Springs, FL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Sebastian, FL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
Questions
How is take-home pay in Panama City calculated?
Panama City is in Florida, which has no state income tax. Take-home is a local salary minus federal tax and payroll tax. Leftover is what remains after rent and bills.
What does rent cost in Panama City?
About $1,328 for a one-bedroom and $1,581 for a two-bedroom in Panama City, FL. Panama City averages 229 sunny days, a July high of 91°F, and a 26-minute commute.
How do I compare Panama City with another city?
Put Panama City next to another city on the same job and household. The gap is the tax bill and the rent.
Also look at
Estimate, not a quote. How we figure this.