#60 of 66 for you
Providence, RI
Boston-adjacent culture at a meaningful discount, with New England property taxes.
Left over monthly
$2,083
Versus Chicago
−$297/mo
−$3,564 a year
Local pay for your job
$91,933
Local wages run -2% vs national
Where the money goes
One earner filing as a household, at 1 bedrooms.
- Taxes$1,828
- Rent$1,751
- Other living costs$1,999
- Left over$2,083
Pay and tax, per year
- Gross household pay
- $91,933
- Federal income tax
- −$11,839
- Social Security and Medicare
- −$7,033
- State income tax (RI)
- −$3,067
- Take-home pay
- $69,994
- Effective tax rate
- 23.9%
Living costs, per month
- Rent, 1br
- $1,751
- Groceries
- $416
- Getting around
- $491
- Healthcare
- $468
- Utilities and internet
- $260
- Everything else
- $364
- Total spending
- $3,750
Left over each month
$7,661 gross, minus $1,828 in tax and $3,750 in living costs.
$2,083
What living here is like
- Weather
- 201 sunny days, 82°F in July, 22°F January nights
- Getting around
- One car for the household is workable
- Average commute
- 27 minutes each way
- Size
- 1.7M people
- Buying instead
- Median home $385,900 — roughly $2,723/mo with 20% down, tax and upkeep
- Taxes
- Rhode Island income tax. Sales tax 7.0%, property tax 1.30%.
How it scores against what you said matters
- Money left over
- 42
- Sun and mild weather
- 61
- Access to the outdoors
- 68
- City life and culture
- 66
- A short commute
- 55
Chicago vs Providence, line by line
Same job, same household, both tax codes applied.
Open the comparison →Also worth a look
- Seattle, WA$3,406/mo
No state income tax and high wages, offset by home prices and 150 sunny days.
- Austin, TX$3,176/mo
No income tax, but property taxes are among the steepest anywhere.
- Houston, TX$3,159/mo
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
- Dallas, TX$3,044/mo
No income tax, endless new construction, and a 1.5% property tax bill.