Moving to Owensboro: $2,393/mo after tax and rent

On a $83,730 household paycheck in Owensboro.

Modelled metro

So you know: homicide deaths in Owensboro are under the US rate in this release, 5.1 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Move Score

Each row is 0–100. The Move Score is their weighted average, rounded, and it stops at 99. Rent is only in Housing. Jobs is off when the paycheck is the same in every city. Schools is off when there are no kids.

The 6 rows that are on. Their weighted average is 69.4, and that is the score, rounded, up to 99. Rows that are off stay out. The percent on each row is its weight. Tap a row to see what it measures. How the score is weighted

Example household

Example: $83,730, same pay in every city · One adult, renting a 1-bedroom

Salary, before tax

$83,730 in every city.

Pay between cities

Job

Adults

Kids

Housing

Bedrooms · 1 bedroom

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

After tax and rent

$2,393

Home city

Not picked

Salary

$83,730

Same everywhere

Paycheck to pocket

Monthly pay$6,978

Tax$1,706

Rent$917

Other bills$1,962

Left$2,393

Stats

Rent: $1,092; 2 bd median
Take-home: $5,272; Per month
Tax: 24%; Of pay
Prices: 6% below; US, besides rent

$2,393 / mo

LowerHigher

Owensboro · this breakdown

The month

One earner. 1 bd.

See full breakdown

Taxes$1,706
Rent$917
Other$1,962
Left$2,393

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (KY): −$3,218
City / county wage tax: −$1,256
Take-home pay: $63,260
Effective tax rate: 24.4%

Living costs, per month

Rent, 1br: $917
Groceries: $378
Getting around: $593
Healthcare: $425
Utilities and internet: $236
Everything else: $330
Total spending: $2,879

After tax and rent

$2,393 left/mo

County by county

2 counties. Rent in this table is the Census median of what residents pay. The city figure is Zillow asking rent.

Population, rent, home value, income and commute by county in Owensboro, KY
County	People	Median rent	2-bed rent	Home value	Income	Commute
Daviess CountyKY	103k92%	$906	$916	$185,800	$65,323	20 min
McLean CountyKY	9,1278%	$602	$653	$145,600	$70,549	29 min

Census ACS 2023. “—” is not published.

Working remotely

If the paycheck stays the same

One adult, one bedroom, $120,000 held flat in every city. That leaves $4,353 a month here after tax and rent. One-bedroom rent in that math is $917.

Work from home: 5.3% of workers; ACS 2023 5-year
Home internet: 70.4% of households; Cable, fiber optic, or DSL
Paid to move, remote job: No open remote grant on this metro

Worked-from-home share is from ACS 2023 5-year. Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.

Best cities for remote workers Moving from Kentucky

The place

21 min commute. A car per adult.

Weather: Not shown for this metro.
Getting around: A car per adult
Average commute: 21 minutes each way
Size: 112k people
Buying instead: Median home $182,100. About $1,286/mo with 20% down.
Taxes: Kentucky income tax is a flat 4.00%, plus a 1.50% city wage tax. Sales tax 6.0%, property tax 0.83%.

Schools

Students: 17,384
Pupils per teacher: 15.4
Districts: 3

Daviess County10,948 students
Owensboro Independent5,049 students
McLean County1,387 students

NCES 2024-2025. The district count is every public district in the metro. The names are the largest 3.

Schools in Owensboro

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Moving from Owensboro

Moving from Owensboro to Louisville

Questions

How is take-home pay in Owensboro calculated?

Owensboro is in Kentucky, which taxes wage income, plus a local wage tax of 1.50%. Take-home is a local salary minus federal tax, payroll tax, and that state tax. Leftover is what remains after rent and bills.

What does rent cost in Owensboro?

About $917 for a one-bedroom and $1,092 for a two-bedroom in Owensboro, KY. Owensboro averages 208 sunny days, a July high of 88°F, and a 21-minute commute.

How do I compare Owensboro with another city?

Put Owensboro next to another city on the same job and household. The gap is the tax bill and the rent.

Also look at

Estimate, not a quote. How we figure this.

$2,393after tax and rent

Example household

Stats

Next

The month

Pay and tax, per year

Living costs, per month

County by county

If the paycheck stays the same

The place

Schools

Compare Owensboro

More on this city

Moving from Owensboro

Take-home by job in Owensboro

Other Kentucky metros

Questions

Also look at

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