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Chicago · Registered nurse · $98,500 · One adult, renting a 1-bedroom
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Memphis skyline
Quintin Soloviev. CC BY 4.0. Photo source · License

#22 of 387 for you

Memphis: $2,790/mo left

Move scoreA-
Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical month
Less leftMore left
  • No state income tax
  • Rent under 30% of pay

From your Chicago paycheck, you'd keep +$364/mo versus Chicago.

Compare

Versus Chicago.

Take the quizRank metros from Memphis

Left each month

$2,790

Versus Chicago

+$364/mo

+$4,368 a year

Local pay

$85,367

This job, this city

Top things to do in Memphis

More in Memphis
Paycheck to pocket
Monthly pay$7,114
Tax$1,410
Rent$1,045
Other bills$1,868
Left$2,790

Next

$2,790 / mo left

Alabama: $2,168 left in a typical monthArizona: $2,126 left in a typical monthArkansas: $2,400 left in a typical monthCalifornia: $1,645 left in a typical monthColorado: $2,458 left in a typical monthConnecticut: $2,294 left in a typical monthDelaware: $1,980 left in a typical monthDistrict of Columbia: $2,913 left in a typical monthFlorida: $2,204 left in a typical monthGeorgia: $1,988 left in a typical monthIdaho: $2,056 left in a typical monthIllinois: $2,569 left in a typical monthIndiana: $2,407 left in a typical monthIowa: $2,838 left in a typical monthKansas: $2,391 left in a typical monthKentucky: $2,312 left in a typical monthLouisiana: $2,486 left in a typical monthMaine: $1,949 left in a typical monthMaryland: $2,359 left in a typical monthMassachusetts: $2,076 left in a typical monthMichigan: $2,360 left in a typical monthMinnesota: $2,600 left in a typical monthMississippi: $2,011 left in a typical monthMissouri: $2,581 left in a typical monthMontana: $2,222 left in a typical monthNebraska: $2,541 left in a typical monthNevada: $2,296 left in a typical monthNew Hampshire: $2,794 left in a typical monthNew Jersey: $1,864 left in a typical monthNew Mexico: $2,037 left in a typical monthNew York: $2,320 left in a typical monthNorth Carolina: $2,194 left in a typical monthNorth Dakota: $3,238 left in a typical monthOhio: $2,583 left in a typical monthOklahoma: $2,455 left in a typical monthOregon: $1,624 left in a typical monthPennsylvania: $2,380 left in a typical monthRhode Island: $2,094 left in a typical monthSouth Carolina: $2,108 left in a typical monthSouth Dakota: $2,780 left in a typical monthTennessee: $2,530 left in a typical monthTexas: $2,620 left in a typical monthUtah: $1,822 left in a typical monthVermont: $2,118 left in a typical monthVirginia: $2,326 left in a typical monthWashington: $2,473 left in a typical monthWest Virginia: $2,277 left in a typical monthWisconsin: $2,642 left in a typical monthWyoming: $2,849 left in a typical monthChicagoMemphis
Less leftMore left
Memphis · this breakdownChicago · home

The month

One earner. 1 bd.

See full breakdown
  • Taxes$1,410
  • Rent$1,045
  • Other living costs$1,868
  • Left over$2,790

Pay and tax, per year

Gross household pay
$85,367
Federal income tax
−$10,395
Social Security and Medicare
−$6,531
State income tax (TN)
None
Take-home pay
$68,442
Effective tax rate
19.8%

Living costs, per month

Rent, 1br
$1,045
Groceries
$364
Getting around
$548
Healthcare
$410
Utilities and internet
$228
Everything else
$319
Total spending
$2,913

Left over each month

$7,114 gross, minus $1,410 in tax and $2,913 in living costs.

$2,790

County by county

9 counties. Rent is what residents pay, not asking rent.

Population, rent, home value, income and commute by county in Memphis, TN
CountyPeopleMedian rent2-bed rentHome valueIncomeCommute
Shelby CountyTN922k69%$1,170$1,106$229,700$62,33723 min
DeSoto CountyMS189k14%$1,341$1,224$248,700$82,98026 min
Tipton CountyTN61k5%$1,007$855$220,100$71,73633 min
Crittenden CountyAR48k4%$883$832$155,100$54,27122 min
Fayette CountyTN43k3%$883$829$316,000$84,76434 min
Marshall CountyMS34k3%$926$854$172,200$51,87528 min
Tate CountyMS28k2%$897$870$173,000$63,99533 min
Tunica CountyMS9,5861%$938$906$154,500$38,40228 min
Benton CountyMS7,5921%$729$542$109,300$42,13938 min

Census ACS 2023. “—” is not published.

Working remotely

If the paycheck stays the same

One adult, one bedroom, $120,000 held flat in every city. That leaves $4,818 a month here after tax and rent. One-bedroom rent in that math is $1,045.

Work from home
9.9% of workers
ACS 2024 1-year
Home internet
67.7% of households
Cable, fiber optic, or DSL

Worked-from-home share is Census B08006_017E divided by all workers (ACS 2024 1-year, or ACS 2023 5-year when the 1-year table has no metro). Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.

Best cities for remote workersMoving from Tennessee

USAJOBS

Federal jobs that pay relocation here

22 open postings marked relocation-eligible. Fetched October 10, 2026.

  • Construction Contract Specialist

    CNIC Headquarters N944 (Commander, Navy Installations Command) · $75,000–$90,000 a year

    Millington, TN · Memphis, TN · Closes October 23, 2026

  • IT Specialist (Systems Analysis)

    CNIC Headquarters N6Q (Commander, Navy Installations Command) · $65,000–$85,000 a year

    Millington, TN · Memphis, TN · Closes October 25, 2026

  • Merchant Mariner Evaluation Specialist (Engine)

    National Maritime Center (NMC) (U.S. Coast Guard) · $89,508–$145,468 a year

    Juneau, AK · Long Beach, CA · Oakland, CA · +11 more · Los Angeles, CA, San Francisco, CA, Miami, FL +10 · Closes October 29, 2026

  • Merchant Mariner Evaluation Specialist (Engine)

    National Maritime Center (NMC) (U.S. Coast Guard) · $89,508–$145,468 a year

    Juneau, AK · Long Beach, CA · Oakland, CA · +11 more · Los Angeles, CA, San Francisco, CA, Miami, FL +10 · Closes October 29, 2026

  • Senior Merchant Mariner Course Evaluator (Deck)

    NMC MARINER COURSE APPROVALS BRANCH (U.S. Coast Guard) · $106,437–$172,980 a year

    Juneau, AK · Long Beach, CA · Oakland, CA · +12 more · Los Angeles, CA, San Francisco, CA, Jacksonville, FL +11 · Closes November 9, 2026

17 more on the full list.

All federal jobs that pay relocation

The place

213 sunny days. July high 92°F. January nights 32°F. 25 min commute. A car per adult.

Weather
213 sunny days, 92°F in July, 32°F January nights
Getting around
A car per adult
Average commute
25 minutes each way
Size
1.3M people
Buying instead
Median home $228,100. About $1,541/mo with 20% down.
Taxes
No state income tax. Sales tax 9.6%, property tax 0.94%.

Fit

Money left over
74
Sun and mild weather
70
Being in a big city
58
Public school districts in Memphis

12 largest districts, NCES 2024-2025. This is districts, not every school. Students, school count, and pupils per teacher.

Public school districts in Memphis
DistrictCityStudentsSchoolsPupils / teacher
Memphis-Shelby County SchoolsMemphis111,124223n/a
DeSoto County School DistrictHernando34,9344215.3
Tipton CountyCovington9,97514n/a
ColliervilleCollierville9,2639n/a
BartlettBartlett8,83410n/a
GermantownGermantown6,0537n/a
West Memphis School DistrictWest Memphis4,511912.7
ArlingtonArlington4,4034n/a
Marion School DistrictMarion3,888614.4
Fayette County Public SchoolsSomerville2,9087n/a
Marshall County School DistrictHolly Springs2,7691013.4
Millington Municipal SchoolsMillington2,5873n/a

Chicago vs Memphis

Full comparison

More on this city

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Moving from Memphis

Take-home by job in Memphis

Pay and leftover for every job in Memphis

Other Tennessee metros

All Tennessee metros

Questions

How is take-home pay in Memphis calculated?

Memphis is in Tennessee, which has no state income tax. Take-home is a local salary minus federal tax, payroll tax, and that state tax. Leftover is what remains after rent.

What does rent cost in Memphis?

About $1,045 for a one-bedroom and $1,244 for a two-bedroom in Memphis, TN.

How do I compare Memphis with another city?

Put Memphis next to another city on the same job and household. The gap is the tax bill and the rent.

Also look at

Estimate, not a quote. How we figure this.

Compare Memphis