#82 of 387 for you
Chattanooga: $2,568/mo left
- No state income tax
- Rent under 30% of pay
From your Chicago paycheck, you'd keep +$142/mo versus Chicago.
Compare
Versus Chicago.
Left each month
$2,568
Versus Chicago
+$142/mo
+$1,704 a year
Local pay
$83,490
This job, this city
Top things to do in Chattanooga
More in Chattanooga
Ɱ. CC BY-SA 4.0. Photo source · License Tennessee Aquarium
Public aquarium in the United States

Andrew Jameson. CC BY-SA 3.0. Photo source · License Hunter Museum of American Art
Art museum in Chattanooga, Tennessee

Andrew Jameson. CC BY-SA 3.0. Photo source · License Saints Peter and Paul Basilica
Historic church in Tennessee, United States

TVSRR at English Wikipedia . Photo by Jason Trew / TVSRR. Public domain. Photo source · License Tennessee Valley Railroad Museum
Railroad museum in Chattanooga, Tennessee

Andrew Jameson. CC BY-SA 3.0. Photo source · License John Ross House
Historic house at Lake Avenue and Spring Street in Rossville, Georgia

Andrew Jameson. CC BY-SA 3.0. Photo source · License Second Presbyterian Church
Historic church in Chattanooga, Tennessee
Next
$2,568 / mo left
The month
One earner. 1 bd.
See full breakdown
- Taxes$1,364
- Rent$1,137
- Other living costs$1,888
- Left over$2,568
Pay and tax, per year
- Gross household pay
- $83,490
- Federal income tax
- −$9,982
- Social Security and Medicare
- −$6,387
- State income tax (TN)
- None
- Take-home pay
- $67,121
- Effective tax rate
- 19.6%
Living costs, per month
- Rent, 1br
- $1,137
- Groceries
- $368
- Getting around
- $554
- Healthcare
- $414
- Utilities and internet
- $230
- Everything else
- $322
- Total spending
- $3,025
Left over each month
$6,958 gross, minus $1,364 in tax and $3,025 in living costs.
$2,568
County by county
6 counties. Rent is what residents pay, not asking rent.
| County | People | Median rent | 2-bed rent | Home value | Income | Commute |
|---|---|---|---|---|---|---|
| Hamilton CountyTN | 371k65% | $1,163 | $1,139 | $282,100 | $72,568 | 22 min |
| Walker CountyGA | 68k12% | $867 | $842 | $173,900 | $55,887 | 29 min |
| Catoosa CountyGA | 68k12% | $953 | $958 | $214,200 | $72,425 | 25 min |
| Marion CountyTN | 29k5% | $840 | $785 | $173,600 | $58,103 | 33 min |
| Sequatchie CountyTN | 16k3% | $842 | $802 | $217,800 | $52,260 | 30 min |
| Dade CountyGA | 16k3% | $843 | $754 | $166,600 | $58,936 | 28 min |
Census ACS 2023. “—” is not published.
Working remotely
If the paycheck stays the same
One adult, one bedroom, $120,000 held flat in every city. That leaves $4,706 a month here after tax and rent. One-bedroom rent in that math is $1,137.
- Work from home
- 12.3% of workers
- ACS 2024 1-year
- Home internet
- 76.7% of households
- Cable, fiber optic, or DSL
- Paid to move, remote job
- No open remote grant on this metro
Worked-from-home share is Census B08006_017E divided by all workers (ACS 2024 1-year, or ACS 2023 5-year when the 1-year table has no metro). Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.
USAJOBS
Federal jobs that pay relocation here
1 open posting marked relocation-eligible. Fetched October 10, 2026.
- PUBLIC NOTICE- DEA Criminal Investigators
Special Agent Recruitment (Drug Enforcement Administration) · $48,854–$82,938 a year
Ponce, Puerto Rico · San Juan, Puerto Rico · Tyler, TX · +254 more · Tyler, TX, Waco, TX, St. George, UT +184 · Closes March 16, 2027
The place
208 sunny days. July high 89°F. January nights 29°F. 24 min commute. A car per adult.
- Weather
- 208 sunny days, 89°F in July, 29°F January nights
- Getting around
- A car per adult
- Average commute
- 24 minutes each way
- Size
- 580k people
- Buying instead
- Median home $246,000. About $1,592/mo with 20% down.
- Taxes
- No state income tax. Sales tax 9.6%, property tax 0.60%.
Fit
- Money left over
- 66
- Sun and mild weather
- 68
- Being in a big city
- 50
Public school districts in Chattanooga
8 largest districts, NCES 2024-2025. This is districts, not every school. Students, school count, and pupils per teacher.
| District | City | Students | Schools | Pupils / teacher |
|---|---|---|---|---|
| Hamilton County | Chattanooga | 45,981 | 82 | n/a |
| Catoosa County | Ringgold | 10,134 | 16 | 12.8 |
| Walker County | LaFayette | 8,379 | 15 | 11.9 |
| Marion County | Jasper | 3,844 | 12 | n/a |
| Dade County | Trenton | 1,988 | 4 | 13.2 |
| Sequatchie County | Dunlap | 1,924 | 3 | n/a |
| Chickamauga City | Chickamauga | 1,258 | 3 | 14.9 |
| Richard City | South Pittsburg | 183 | 1 | n/a |
Chicago vs Chattanooga
Full comparisonExplore more
Moving from Chattanooga
Take-home by job in Chattanooga
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Other Tennessee metros
- Nashville, TN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Memphis, TN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Knoxville, TN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Clarksville, TN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Morristown, TN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Cleveland, TN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Jackson, TN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Johnson City, TN
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
Questions
How is take-home pay in Chattanooga calculated?
Chattanooga is in Tennessee, which has no state income tax. Take-home is a local salary minus federal tax, payroll tax, and that state tax. Leftover is what remains after rent.
What does rent cost in Chattanooga?
About $1,137 for a one-bedroom and $1,354 for a two-bedroom in Chattanooga, TN.
How do I compare Chattanooga with another city?
Put Chattanooga next to another city on the same job and household. The gap is the tax bill and the rent.
Also look at
Estimate, not a quote. How we figure this.