#21 of 66 for you
Chattanooga, TN
World-class climbing and paddling, no income tax, municipal fiber.
Left over monthly
$2,555
Versus Chicago
+$175/mo
+$2,100 a year
Local pay for your job
$83,490
Local wages run -11% vs national
Where the money goes
One earner filing as a household, at 1 bedrooms.
- Taxes$1,364
- Rent$1,150
- Other living costs$1,888
- Left over$2,555
Pay and tax, per year
- Gross household pay
- $83,490
- Federal income tax
- −$9,982
- Social Security and Medicare
- −$6,387
- State income tax (TN)
- None
- Take-home pay
- $67,121
- Effective tax rate
- 19.6%
Living costs, per month
- Rent, 1br
- $1,150
- Groceries
- $368
- Getting around
- $554
- Healthcare
- $414
- Utilities and internet
- $230
- Everything else
- $322
- Total spending
- $3,038
Left over each month
$6,958 gross, minus $1,364 in tax and $3,038 in living costs.
$2,555
What living here is like
- Weather
- 208 sunny days, 89°F in July, 29°F January nights
- Getting around
- Plan on a car per adult
- Average commute
- 24 minutes each way
- Size
- 580k people
- Buying instead
- Median home $246,000 — roughly $1,592/mo with 20% down, tax and upkeep
- Taxes
- No state income tax. Sales tax 9.6%, property tax 0.60%.
How it scores against what you said matters
- Money left over
- 63
- Sun and mild weather
- 68
- Access to the outdoors
- 86
- City life and culture
- 50
- A short commute
- 70
Chicago vs Chattanooga, line by line
Same job, same household, both tax codes applied.
Open the comparison →Also worth a look
- Seattle, WA$3,406/mo
No state income tax and high wages, offset by home prices and 150 sunny days.
- Austin, TX$3,176/mo
No income tax, but property taxes are among the steepest anywhere.
- Houston, TX$3,159/mo
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
- Dallas, TX$3,044/mo
No income tax, endless new construction, and a 1.5% property tax bill.