#43 of 66 for you
Louisville, KY
Cheap, central, and warmer than the rest of the Midwest.
Left over monthly
$2,481
Versus Chicago
+$101/mo
+$1,212 a year
Local pay for your job
$88,181
Local wages run -6% vs national
Where the money goes
One earner filing as a household, at 1 bedrooms.
- Taxes$1,925
- Rent$1,064
- Other living costs$1,879
- Left over$2,481
Pay and tax, per year
- Gross household pay
- $88,181
- Federal income tax
- −$11,014
- Social Security and Medicare
- −$6,746
- State income tax (KY)
- −$3,396
- City / county wage tax
- −$1,940
- Take-home pay
- $65,085
- Effective tax rate
- 26.2%
Living costs, per month
- Rent, 1br
- $1,064
- Groceries
- $368
- Getting around
- $545
- Healthcare
- $414
- Utilities and internet
- $230
- Everything else
- $322
- Total spending
- $2,943
Left over each month
$7,348 gross, minus $1,925 in tax and $2,943 in living costs.
$2,481
What living here is like
- Weather
- 193 sunny days, 88°F in July, 25°F January nights
- Getting around
- Plan on a car per adult
- Average commute
- 24 minutes each way
- Size
- 1.3M people
- Buying instead
- Median home $236,400 — roughly $1,576/mo with 20% down, tax and upkeep
- Taxes
- Kentucky income tax, plus a 2.20% city wage tax. Sales tax 6.0%, property tax 0.83%.
How it scores against what you said matters
- Money left over
- 60
- Sun and mild weather
- 62
- Access to the outdoors
- 56
- City life and culture
- 58
- A short commute
- 70
Chicago vs Louisville, line by line
Same job, same household, both tax codes applied.
Open the comparison →Also worth a look
- Seattle, WA$3,406/mo
No state income tax and high wages, offset by home prices and 150 sunny days.
- Austin, TX$3,176/mo
No income tax, but property taxes are among the steepest anywhere.
- Houston, TX$3,159/mo
The cheapest housing of any top-10 metro, paid for in property tax and humidity.
- Dallas, TX$3,044/mo
No income tax, endless new construction, and a 1.5% property tax bill.