#53 of 387 for you

Cincinnati, OH

State income tax topping out at 3.5%, a median 2-bedroom asking rent of $1,413 and 201 sunny days; commutes average 25 minutes.

Left over monthly

$2,706

Versus Chicago

+$326/mo

+$3,912 a year

Local pay for your job

$91,746

Local wages run -2% vs national

Where the money goes

One earner filing as a household, at 1 bedrooms.

Taxes$1,872
Rent$1,187
Other living costs$1,881
Left over$2,706

Pay and tax, per year

Gross household pay: $91,746
Federal income tax: −$11,798
Social Security and Medicare: −$7,019
State income tax (OH): −$1,807
City / county wage tax: −$1,835
Take-home pay: $69,288
Effective tax rate: 24.5%

Living costs, per month

Rent, 1br: $1,187
Groceries: $376
Getting around: $520
Healthcare: $423
Utilities and internet: $235
Everything else: $329
Total spending: $3,068

Left over each month

$7,646 gross, minus $1,872 in tax and $3,068 in living costs.

$2,706

What living here is like

Weather: 201 sunny days, 86°F in July, 29°F January nights
Getting around: Plan on a car per adult
Average commute: 25 minutes each way
Size: 2.3M people
Buying instead: Median home $240,200 — roughly $1,677/mo with 20% down, tax and upkeep
Taxes: Ohio income tax, plus a 2.00% city wage tax. Sales tax 7.2%, property tax 1.21%.

How it scores against what you said matters

Money left over: 72
Sun and mild weather: 66
Access to the outdoors: 65
City life and culture: 65
A short commute: 65

County by county

The Cincinnati, OH metro spans 15 counties, and rent and home prices vary a lot between them. These are whole-stock medians for people already living there, so rents run below the asking rents used elsewhere on this page.

Population, rent, home value, income and commute by county in Cincinnati, OH
County	People	Median rent	2-bed rent	Home value	Income	Commute
Hamilton CountyOH	828k37%	$1,005	$1,071	$225,700	$70,816	23 min
Butler CountyOH	390k17%	$1,098	$1,069	$243,000	$81,194	25 min
Warren CountyOH	246k11%	$1,293	$1,249	$319,700	$107,843	25 min
Clermont CountyOH	210k9%	$1,040	$1,079	$245,600	$83,178	28 min
Kenton CountyKY	170k8%	$1,018	$1,107	$227,500	$79,421	23 min
Boone CountyKY	138k6%	$1,253	$1,315	$253,200	$94,752	25 min
Campbell CountyKY	93k4%	$1,079	$1,139	$234,500	$77,271	23 min
Dearborn CountyIN	51k2%	$848	$921	$227,100	$82,693	30 min
Brown CountyOH	44k2%	$822	$722	$181,100	$69,990	33 min
Grant CountyKY	25k1%	$855	$856	$185,500	$67,940	28 min
Franklin CountyIN	23k1%	$803	$855	$236,700	$79,702	34 min
Pendleton CountyKY	15k1%	$800	$810	$160,800	$66,601	36 min
Gallatin CountyKY	8,7490%	$858	$790	$169,400	$62,247	28 min
Bracken CountyKY	8,4270%	$748	$665	$116,400	$59,521	36 min
Ohio CountyIN	5,9930%	$852	$773	$193,500	$67,942	32 min

Census ACS 2023 5-year estimates by county; county membership from the 2023 CBSA delineation file. Rents are median gross rent for occupied units (not asking rent); “—” means the Census suppressed or top-coded the cell.

Chicago vs Cincinnati, line by line

Same job, same household, both tax codes applied.

Open the comparison →

Everything else about a move

Paycheck leftover is the start. These pages cover who actually moved, housing, the rest of the month, daily life and kids — still using your household in the URL.