Uprootmap
Champaign, IL
$2,586after tax and rent
Photo: Cubbie15fan / Wikimedia, CC BY-SA 4.0
On a $83,730 household paycheck in Champaign.
Modelled metro
So you know: homicide deaths in Champaign are close to the US rate in this release, 6.3 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).
Move Score
74
Each row is 0–100. The Move Score is their weighted average, rounded, and it stops at 99. Rent is only in Housing. Jobs is off when the paycheck is the same in every city. Schools is off when there are no kids.
The 6 rows that are on. Their weighted average is 74.3, and that is the score, rounded, up to 99. Rows that are off stay out. The percent on each row is its weight. Tap a row to see what it measures. How the score is weighted
Example household
Example: $83,730, same pay in every city · One adult, renting a 1-bedroom
These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.
After tax and rent
$2,586
Home city
Not picked
Salary
$83,730
Same everywhere
Top things to do in Champaign
More in Champaign
Photo: BanjoZebra / Wikimedia, CC BY-SA 4.0 American Football House
House in Illinois, United States
Photo: Wikimedia, CC BY 2.0 State Farm Center
Basketball arena at the University of Illinois at Urbana–Champaign
Photo: Aries Liang / Wikimedia, Public domain Krannert Center for the Performing Arts
Performing arts complex at the University of Illinois at Urbana–Champaign
.jpg){kind=link}
Stats
- Rent
- $1,068
- 2 bd median
- Take-home
- $5,311
- Per month
- Tax
- 24%
- Of pay
- Prices
- 6% below
- US, besides rent
Next
$2,586 / mo
The month
One earner. 1 bd.
See full breakdown
- Taxes$1,667
- Rent$897
- Other$1,828
- Left$2,586
Pay and tax, per year
- Gross household pay
- $83,730
- Federal income tax
- −$9,591
- Social Security and Medicare
- −$6,405
- State income tax (IL)
- −$4,007
- Take-home pay
- $63,727
- Effective tax rate
- 23.9%
Living costs, per month
- Rent, 1br
- $897
- Groceries
- $378
- Getting around
- $459
- Healthcare
- $425
- Utilities and internet
- $236
- Everything else
- $330
- Total spending
- $2,725
After tax and rent
$2,586 left/mo
County by county
3 counties. Rent in this table is the Census median of what residents pay. The city figure is Zillow asking rent.
| County | People | Median rent | 2-bed rent | Home value | Income | Commute |
|---|---|---|---|---|---|---|
| Champaign CountyIL | 206k87% | $1,018 | $1,052 | $205,100 | $63,091 | 17 min |
| Piatt CountyIL | 17k7% | $950 | $875 | $173,200 | $87,516 | 24 min |
| Ford CountyIL | 13k6% | $836 | $816 | $118,100 | $60,782 | 24 min |
Census ACS 2023. “—” is not published.
Working remotely
If the paycheck stays the same
One adult, one bedroom, $120,000 held flat in every city. That leaves $4,562 a month here after tax and rent. One-bedroom rent in that math is $897.
- Work from home
- 14.5% of workers
- ACS 2024 1-year
- Home internet
- 72.6% of households
- Cable, fiber optic, or DSL
- Paid to move, remote job
- No open remote grant on this metro
Worked-from-home share is from ACS 2024 1-year. Internet is households with cable, fiber optic, or DSL, from ACS 2023 5-year.
The place
18 min commute. One car.
- Weather
- Not shown for this metro.
- Getting around
- One car
- Average commute
- 18 minutes each way
- Size
- 236k people
- Buying instead
- Median home $194,400. About $1,562/mo with 20% down.
- Taxes
- Illinois income tax is a flat 4.95%. Sales tax 8.9%, property tax 2.00%.
Schools
- Students
- 30,651
- Pupils per teacher
- 13.1
- Districts
- 22
- Champaign CUSD 410,598 students
- Urbana SD 1164,197 students
- Mahomet-Seymour CUSD 33,468 students
- Monticello CUSD 251,707 students
- Rantoul City SD 1371,656 students
NCES 2024-2025. The district count is every public district in the metro. The names are the largest 5.
Compare Champaign
Pick a home cityExplore more
Moving from Champaign
Take-home by job in Champaign
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Other Illinois metros
- Chicago, IL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Peoria, IL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Rockford, IL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Springfield, IL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Bloomington, IL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Kankakee, IL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Decatur, IL
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
Questions
How is take-home pay in Champaign calculated?
Champaign is in Illinois, which taxes wage income. Take-home is a local salary minus federal tax, payroll tax, and that state tax. Leftover is what remains after rent and bills.
What does rent cost in Champaign?
About $897 for a one-bedroom and $1,068 for a two-bedroom in Champaign, IL. Champaign averages 204 sunny days, a July high of 83°F, and a 18-minute commute.
How do I compare Champaign with another city?
Put Champaign next to another city on the same job and household. The gap is the tax bill and the rent.
Also look at
Estimate, not a quote. How we figure this.