Nashville, TN

Cost of Living in Nashville, TN (2026): Rent, Utilities & Take-Home

$3,358/mo in Nashville. $2,675 left each month. Prices near the US average.

Compare vs Chicago Rank metros from NashvilleHow we figure this

Monthly costs

Take-home $6,033/mo.

Taxes$1,550
Rent$1,392
Other living costs$1,966
Left over$2,675

Pay and tax, per year

Gross household pay: $90,995
Federal income tax: −$11,633
Social Security and Medicare: −$6,961
State income tax (TN): None
Take-home pay: $72,401
Effective tax rate: 20.4%

Living costs, per month

Rent, 1br: $1,392
Groceries: $388
Getting around: $559
Healthcare: $437
Utilities and internet: $243
Everything else: $340
Total spending: $3,358

Left over each month

$7,583 gross, minus $1,550 in tax and $3,358 in living costs.

$2,675

Average electric bill in Tennessee

About $119 a month for a household using 900 kWh. That is the EIA residential price for Tennessee in 2025, 13.22¢ per kWh. It is a state average, not a Nashville utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Nashville, TN (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Tennessee

Moving from Nashville

Take-home by job in Nashville

Other Tennessee metros

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