

Chicago vs Nashville
$249/mo more in Nashville
ChicagoNashvilleAbout 396 miles apart, close enough to drive.
- Nashville leaves you more
- No state income tax
- Rent under 30% of pay
Same paycheck, two cities. $2,675/mo in Nashville. $2,426/mo in Chicago. +$2,988 a year.
Chicago
$2,426
left each month
Nashville
$2,675
+$249 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,248 households moved Chicago → Nashville (avg AGI $149,272). 619 went the other way. The whole move →
+$249 / mo
See full breakdown
| Per month | Chicago | Nashville | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,583 | −$625 |
| Income and payroll tax | $2,130 | $1,550 | −$580 |
| Take-home pay | $6,079 | $6,033 | −$45 |
| Rent | $1,782 | $1,392 | −$390 |
| Getting around | $392 | $559 | +$167 |
| Groceries | $408 | $388 | −$20 |
| Healthcare | $459 | $437 | −$22 |
| Utilities | $255 | $243 | −$12 |
| Everything else | $357 | $340 | −$17 |
| Left over | $2,426 | $2,675 | +$249 |
Salary to match Chicago
$86,500
Gross pay in Nashville that leaves the same amount as $98,500 in Chicago.
Tax difference
+$4,738
A year, in state and local income tax. Tennessee has no wage income tax.
More about Nashville
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Nashville, TN in full
No income tax and a real music and healthcare economy; traffic is the tax.
The other way
Start in Nashville.
Nashville → Chicago →Questions
Is the cost of living lower in Nashville than Chicago?
For one adult in a one-bedroom, Nashville leaves about $249 more a month. A one-bedroom is about $1,782 in Chicago and $1,392 in Nashville.
Does Nashville have state income tax?
Nashville is in Tennessee, which has no state income tax.
What changes if you move from Chicago to Nashville?
The paycheck is taxed in Tennessee. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Nashville changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.