Chattanooga, TN
The rest of the month in Chattanooga
$3,038 in modelled household costs, against $5,593 take-home. Leftover is $2,555.
Where the money goes
- Taxes$1,364
- Rent$1,150
- Other living costs$1,888
- Left over$2,555
Pay and tax, per year
- Gross household pay
- $83,490
- Federal income tax
- −$9,982
- Social Security and Medicare
- −$6,387
- State income tax (TN)
- None
- Take-home pay
- $67,121
- Effective tax rate
- 19.6%
Living costs, per month
- Rent, 1br
- $1,150
- Groceries
- $368
- Getting around
- $554
- Healthcare
- $414
- Utilities and internet
- $230
- Everything else
- $322
- Total spending
- $3,038
Left over each month
$6,958 gross, minus $1,364 in tax and $3,038 in living costs.
$2,555
Power bill, separately
EIA 2024 residential electricity in TN averages a $116 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.