Example household · $83,730 · same pay · 1 adult

Downtown Morristown

Morristown

Cost of Living in Morristown, TN (2026): Rent, Utilities & Take-Home

$2,848 left/mo

Photo: AppalachianCentrist / Wikimedia

$2,797/mo in Morristown. $2,848 left each month. Prices 8% below the US average.

Monthly costs

Take-home $5,645/mo.

  • Taxes$1,333
  • Rent$879
  • Other$1,918
  • Left$2,848

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (TN)
None
Take-home pay
$67,734
Effective tax rate
19.1%

Living costs, per month

Rent, 1br
$879
Groceries
$369
Getting around
$580
Healthcare
$415
Utilities and internet
$231
Everything else
$323
Total spending
$2,797

After tax and rent

$2,848 left/mo

Stats

Rent
$1,046
2 bd median
Take-home
$5,645
Per month
Tax
19%
Of pay
Prices
8% below
US, besides rent

Average electric bill in Tennessee

About $119 a month for a household using 900 kWh. That is the EIA residential price for Tennessee in 2025, 13.22¢ per kWh. It is a state average, not a Morristown utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Morristown

Take-home by job in Morristown

Pay and leftover for every job in Morristown

Other Tennessee metros

All Tennessee metros

Compare Morristown

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