Cleveland

Cost of Living in Cleveland, TN (2026): Rent, Utilities & Take-Home

$2,669 left/mo

Photo: Harrison Keely / Wikimedia

$2,976/mo in Cleveland. $2,669 left each month. Prices 8% below the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,645/mo.

Taxes$1,333
Rent$1,070
Other$1,906
Left$2,669

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (TN): None
Take-home pay: $67,734
Effective tax rate: 19.1%

Living costs, per month

Rent, 1br: $1,070
Groceries: $369
Getting around: $568
Healthcare: $415
Utilities and internet: $231
Everything else: $323
Total spending: $2,976

After tax and rent

$2,669 left/mo

Stats

Rent: $1,274; 2 bd median
Take-home: $5,645; Per month
Tax: 19%; Of pay
Prices: 8% below; US, besides rent

Average electric bill in Tennessee

About $119 a month for a household using 900 kWh. That is the EIA residential price for Tennessee in 2025, 13.22¢ per kWh. It is a state average, not a Cleveland utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Cleveland

Moving from Cleveland to Nashville