Chattanooga vs Cleveland leftover
Moving to Cleveland costs you $122 a month
$2,447/mo leftover in Cleveland vs $2,569 in Chattanooga after tax and rent ($122 less). −$1,464 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Chattanooga leftover
$2,569
a month after tax and rent
Cleveland leftover
$2,447
−$122 vs Chattanooga
Compare Chattanooga to another metro
Same paycheck. Try a different city next to Chattanooga.
Monthly gap
Chattanooga → Cleveland
$122
less / month in Chattanooga
$2,447 in Cleveland · $2,569 in Chattanooga · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 799 households moved Chattanooga → Cleveland (avg AGI $59,701). 754 went the other way. The whole move →
−$122 / mo
| Per month | Chattanooga | Cleveland | Difference |
|---|---|---|---|
| Gross pay | $6,958 | $6,716 | −$242 |
| Income and payroll tax | $1,364 | $1,292 | −$72 |
| Take-home pay | $5,594 | $5,424 | −$170 |
| Rent | $1,137 | $1,070 | −$67 |
| Getting around | $554 | $568 | +$14 |
| Groceries | $368 | $369 | +$1 |
| Healthcare | $414 | $415 | +$1 |
| Utilities | $230 | $231 | +$1 |
| Everything else | $322 | $323 | +$1 |
| Left over | $2,569 | $2,447 | −$122 |
To break even in Cleveland, you'd need to earn
$82,500
Household gross, versus $83,500 today. That's the salary that leaves you exactly as much at the end of the month as Chattanooga does now.
The tax difference alone
$0
A year, in state and local income tax. Tennessee has no wage income tax.
More about Cleveland
Chattanooga, TN in full
World-class climbing and paddling, no income tax, municipal fiber.
Cleveland, TN in full
No state income tax, a median 2-bedroom asking rent of $1,274 and 215 sunny days; commutes average 24 minutes.
The reverse move
Same two cities, but starting from Cleveland on Cleveland wages.
Cleveland → Chattanooga →Questions
Is the cost of living lower in Cleveland than Chattanooga?
A one-bedroom is about $1,137 in Chattanooga versus $1,070 in Cleveland. On a one-adult, one-bedroom household, leftover is about $122 a month lower in Cleveland. Change the job or household on the comparison to see your number.
Does Cleveland have state income tax?
Cleveland is in Tennessee, which has no state income tax.
What changes if you move from Chattanooga to Cleveland?
Take-home pay is recalculated under Tennessee tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Chattanooga and Cleveland moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.