Uprootmap

Chattanooga, TN

Hand-reviewed metro

Cost of living in Chattanooga: $2,568 leftover

Cost of living in Chattanooga, as leftover, is $2,568 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,137 and the rest of the modelled month. A price index would say non-housing costs run 8% below the US average. Tennessee has no state income tax. Chattanooga is a hand-reviewed metro.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,593 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Chattanooga
Rent$1,137
Groceries$368
Transport$554
Healthcare$414
Utilities$230
Childcare$0
Everything else$322
Total costs$3,025
Leftover$2,568

Sales tax is about 9.6%. Property tax is modelled at 0.60% of a $246,000 median home. Non-housing lines scale a national baseline by this metro's cost index (0.92).

Asking rent by bedroom

Turnover asking rent in Chattanooga, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $975

  • 1 bedroom

    $1,137

  • 2 bedrooms

    $1,354

  • 3 bedrooms

    $1,774

  • 4 bedrooms

    $2,099

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Chattanooga

What is the cost of living in Chattanooga?

On the default one-adult, one-bedroom household, leftover in Chattanooga, TN is about $2,568 a month after tax and rent. Asking rent is about $1,137 for a one-bedroom and $1,354 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Chattanooga compare with a cost-of-living index?

A price index would say non-housing costs run 8% below the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. Chattanooga is a hand-reviewed metro.

Where is take-home pay in Chattanooga calculated?

The take-home page for Chattanooga splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Chattanooga

Moving from Chattanooga

Other Tennessee metros

Other metros in Tennessee, with leftover, rent, and day-to-day pages.

All Tennessee metros