Uprootmap

Waco, TX

Modelled metro

Cost of living in Waco: $2,335 leftover

Cost of living in Waco, as leftover, is $2,335 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,108 and the rest of the modelled month. A price index would say non-housing costs run 9% below the US average. Texas has no state income tax. Waco is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,307 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Waco
Rent$1,108
Groceries$363
Transport$549
Healthcare$408
Utilities$227
Childcare$0
Everything else$317
Total costs$2,972
Leftover$2,335

Sales tax is about 8.2%. Property tax is modelled at 1.45% of a $209,600 median home. Non-housing lines scale a national baseline by this metro's cost index (0.91).

Asking rent by bedroom

Turnover asking rent in Waco, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $950

  • 1 bedroom

    $1,108

  • 2 bedrooms

    $1,319

  • 3 bedrooms

    $1,728

  • 4 bedrooms

    $2,044

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Waco

What is the cost of living in Waco?

On the default one-adult, one-bedroom household, leftover in Waco, TX is about $2,335 a month after tax and rent. Asking rent is about $1,108 for a one-bedroom and $1,319 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Waco compare with a cost-of-living index?

A price index would say non-housing costs run 9% below the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. Waco is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Where is take-home pay in Waco calculated?

The take-home page for Waco splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Waco

Moving from Waco

Other Texas metros

Other metros in Texas, with leftover, rent, and day-to-day pages.

All Texas metros