Uprootmap

Example household · $83,730 · same pay · 1 adult

Waco

Housing in Waco, TX: Rent, Home Prices & Property Tax

$2,673 left/mo

$1,108/mo (1 bd) in Waco. Median home $209,600. Property tax 1.45%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,108
/mo
Buy
$1,588
Mortgage, tax, insurance
Buying costs more
$480
/mo

To buy

  • 20% down payment$41,920
  • Mortgage at 7.24%$1,143
  • Property tax (1.45% of value)$253/mo · $3,039/yr
  • Insurance and upkeep$192
  • Monthly total$1,588

Months to 20% down

$2,673 left each month. About 16 months (1.3 years) to save $41,920.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

Moving from Waco

Take-home by job in Waco

Pay and leftover for every job in Waco

Other Texas metros

All Texas metros

Compare Waco

Next stepSafetyCrime, heat, and the commute.