Example household · $83,730 · same pay · 1 adult

Sherman

Sherman

Cost of Living in Sherman, TX (2026): Rent, Utilities & Take-Home

$2,845 left/mo

Photo: Renelibrary / Wikimedia

$2,800/mo in Sherman. $2,845 left each month. Prices 9% below the US average.

Monthly costs

Take-home $5,645/mo.

  • Taxes$1,333
  • Rent$959
  • Other$1,841
  • Left$2,845

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (TX)
None
Take-home pay
$67,734
Effective tax rate
19.1%

Living costs, per month

Rent, 1br
$959
Groceries
$363
Getting around
$526
Healthcare
$408
Utilities and internet
$227
Everything else
$317
Total spending
$2,800

After tax and rent

$2,845 left/mo

Stats

Rent
$1,142
2 bd median
Take-home
$5,645
Per month
Tax
19%
Of pay
Prices
9% below
US, besides rent

Average electric bill in Texas

About $139 a month for a household using 900 kWh. That is the EIA residential price for Texas in 2025, 15.4¢ per kWh. It is a state average, not a Sherman utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Sherman

Take-home by job in Sherman

Pay and leftover for every job in Sherman

Other Texas metros

All Texas metros

Compare Sherman

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