Austin, TX

Hand-reviewed metro

Cost of living in Austin: $3,181 leftover

Cost of living in Austin, as leftover, is $3,181 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,221 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 1.00). Texas has no state income tax. Austin is a hand-reviewed metro.

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $6,418 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Austin
Rent$1,221
Groceries$400
Transport$566
Healthcare$450
Utilities$250
Childcare$0
Everything else$350
Total costs$3,237
Leftover$3,181

Sales tax is about 8.2%. Property tax is modelled at 1.63% of a $434,800 median home. Non-housing lines scale a national baseline by this metro's cost index (1.00).

Asking rent by bedroom

Turnover asking rent in Austin, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,046

  • 1 bedroom

    $1,221

  • 2 bedrooms

    $1,453

  • 3 bedrooms

    $1,903

  • 4 bedrooms

    $2,252

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Austin

What is the cost of living in Austin?

On the default one-adult, one-bedroom household, leftover in Austin, TX is about $3,181 a month after tax and rent. Asking rent is about $1,221 for a one-bedroom and $1,453 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Austin compare with a cost-of-living index?

A price index would say non-housing costs sit near the US average (index 1.00). Leftover still depends on your tax bill and bedroom count, which an index does not. Austin is a hand-reviewed metro.

Where is take-home pay in Austin calculated?

The take-home page for Austin splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Austin

Moving from Austin

Other Texas metros

Other metros in Texas, with leftover, rent, and day-to-day pages.

All Texas metros