Austin, TX
The rest of the month in Austin
$3,242 in modelled household costs, against $6,418 take-home. Leftover is $3,176.
Where the money goes
- Taxes$1,712
- Rent$1,226
- Other living costs$2,016
- Left over$3,176
Pay and tax, per year
- Gross household pay
- $97,562
- Federal income tax
- −$13,078
- Social Security and Medicare
- −$7,463
- State income tax (TX)
- None
- Take-home pay
- $77,021
- Effective tax rate
- 21.1%
Living costs, per month
- Rent, 1br
- $1,226
- Groceries
- $400
- Getting around
- $566
- Healthcare
- $450
- Utilities and internet
- $250
- Everything else
- $350
- Total spending
- $3,242
Left over each month
$8,130 gross, minus $1,712 in tax and $3,242 in living costs.
$3,176
Power bill, separately
EIA 2024 residential electricity in TX averages a $132 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.