Austin, TX

Cost of Living in Austin, TX (2026): Rent, Utilities & Take-Home

$3,237/mo in Austin. $3,181 left each month. Prices near the US average.

Compare vs Chicago Rank metros from AustinHow we figure this

Monthly costs

Take-home $6,418/mo.

Taxes$1,712
Rent$1,221
Other living costs$2,016
Left over$3,181

Pay and tax, per year

Gross household pay: $97,562
Federal income tax: −$13,078
Social Security and Medicare: −$7,463
State income tax (TX): None
Take-home pay: $77,021
Effective tax rate: 21.1%

Living costs, per month

Rent, 1br: $1,221
Groceries: $400
Getting around: $566
Healthcare: $450
Utilities and internet: $250
Everything else: $350
Total spending: $3,237

Left over each month

$8,130 gross, minus $1,712 in tax and $3,237 in living costs.

$3,181

Average electric bill in Texas

About $139 a month for a household using 900 kWh. That is the EIA residential price for Texas in 2025, 15.4¢ per kWh. It is a state average, not a Austin utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Austin, TX (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Texas

Moving from Austin

Take-home by job in Austin

Other Texas metros

Compare Austin