Waco vs Victoria leftover
You'd keep $327 more a month in Victoria
$2,656/mo leftover in Victoria vs $2,329 in Waco after tax and rent ($327 more). +$3,924 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Waco leftover
$2,329
a month after tax and rent
Victoria leftover
$2,656
+$327 vs Waco
Compare Waco to another metro
Same paycheck. Try a different city next to Waco.
Monthly gap
Waco → Victoria
$327
more / month in Victoria
$2,656 in Victoria · $2,329 in Waco · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
+$327 / mo
| Per month | Waco | Victoria | Difference |
|---|---|---|---|
| Gross pay | $6,542 | $6,838 | +$297 |
| Income and payroll tax | $1,241 | $1,329 | +$88 |
| Take-home pay | $5,301 | $5,510 | +$209 |
| Rent | $1,108 | $972 | −$136 |
| Getting around | $549 | $567 | +$18 |
| Groceries | $363 | $363 | $0 |
| Healthcare | $408 | $408 | $0 |
| Utilities | $227 | $227 | $0 |
| Everything else | $317 | $317 | $0 |
| Left over | $2,329 | $2,656 | +$327 |
To break even in Victoria, you'd need to earn
$76,500
Household gross, versus $78,500 today. That's the salary that leaves you exactly as much at the end of the month as Waco does now.
The tax difference alone
$0
A year, in state and local income tax. Texas has no wage income tax.
More about Victoria
Waco, TX in full
No state income tax, a median 2-bedroom asking rent of $1,319 and 221 sunny days; commutes average 22 minutes.
Victoria, TX in full
No state income tax, a median 2-bedroom asking rent of $1,157 and 225 sunny days; commutes average 23 minutes.
The reverse move
Same two cities, but starting from Victoria on Victoria wages.
Victoria → Waco →Questions
Is the cost of living lower in Victoria than Waco?
A one-bedroom is about $1,108 in Waco versus $972 in Victoria. On a one-adult, one-bedroom household, leftover is about $327 a month higher in Victoria. Change the job or household on the comparison to see your number.
Does Victoria have state income tax?
Victoria is in Texas, which has no state income tax.
What changes if you move from Waco to Victoria?
Take-home pay is recalculated under Texas tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Waco and Victoria moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.