Houston, TX
The rest of the month in Houston
$3,149 in modelled household costs, against $6,308 take-home. Leftover is $3,159.
Where the money goes
- Taxes$1,665
- Rent$1,199
- Other living costs$1,950
- Left over$3,159
Pay and tax, per year
- Gross household pay
- $95,686
- Federal income tax
- −$12,665
- Social Security and Medicare
- −$7,320
- State income tax (TX)
- None
- Take-home pay
- $75,701
- Effective tax rate
- 20.9%
Living costs, per month
- Rent, 1br
- $1,199
- Groceries
- $380
- Getting around
- $572
- Healthcare
- $428
- Utilities and internet
- $238
- Everything else
- $333
- Total spending
- $3,149
Left over each month
$7,974 gross, minus $1,665 in tax and $3,149 in living costs.
$3,159
Power bill, separately
EIA 2024 residential electricity in TX averages a $132 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.