Uprootmap

St. Joseph, MO

Modelled metro

Cost of living in St. Joseph: $2,652 leftover

Cost of living in St. Joseph, as leftover, is $2,652 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $754 and the rest of the modelled month. A price index would say non-housing costs run 13% below the US average. Missouri taxes wage income on a bracket schedule. St. Joseph is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,221 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in St. Joseph
Rent$754
Groceries$350
Transport$547
Healthcare$394
Utilities$219
Childcare$0
Everything else$306
Total costs$2,569
Leftover$2,652

Sales tax is about 8.4%. Property tax is modelled at 0.81% of a $162,100 median home. Non-housing lines scale a national baseline by this metro's cost index (0.88).

Asking rent by bedroom

Turnover asking rent in St. Joseph, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $647

  • 1 bedroom

    $754

  • 2 bedrooms

    $898

  • 3 bedrooms

    $1,176

  • 4 bedrooms

    $1,392

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in St. Joseph

What is the cost of living in St. Joseph?

On the default one-adult, one-bedroom household, leftover in St. Joseph, MO is about $2,652 a month after tax and rent. Asking rent is about $754 for a one-bedroom and $898 for a two-bedroom. That is a budget, not a cost-of-living index.

How does St. Joseph compare with a cost-of-living index?

A price index would say non-housing costs run 13% below the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. St. Joseph is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Where is take-home pay in St. Joseph calculated?

The take-home page for St. Joseph splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from St. Joseph

Moving from St. Joseph

Other Missouri metros

Other metros in Missouri, with leftover, rent, and day-to-day pages.

All Missouri metros