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Example household · $83,730 · same pay · 1 adult

Columbia

Housing in Columbia, MO: Rent, Home Prices & Property Tax

$2,603 left/mo

$1,020/mo (1 bd) in Columbia. Median home $242,500. Property tax 0.86%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,020
/mo
Buy
$1,718
Mortgage, tax, insurance
Buying costs more
$698
/mo

To buy

  • 20% down payment$48,500
  • Mortgage at 7.24%$1,322
  • Property tax (0.86% of value)$174/mo · $2,086/yr
  • Insurance and upkeep$222
  • Monthly total$1,718

Months to 20% down

$2,603 left each month. About 19 months (1.6 years) to save $48,500.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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