Example household · $83,730 · same pay · 1 adult

Springfield

Housing in Springfield, MO: Rent, Home Prices & Property Tax

$2,742 left/mo

$865/mo (1 bd) in Springfield. Median home $213,400. Property tax 0.68%.

Rent (1-bedroom)
$865
/mo
Buy
$1,480
Mortgage, tax, insurance
Buying costs more
$615
/mo

To buy

  • 20% down payment$42,680
  • Mortgage at 7.24%$1,163
  • Property tax (0.68% of value)$121/mo · $1,451/yr
  • Insurance and upkeep$196
  • Monthly total$1,480

Months to 20% down

$2,742 left each month. About 16 months (1.3 years) to save $42,680.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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