St. Joseph vs St. Louis leftover
You'd keep $9 more a month in St. Louis
$2,647/mo leftover in St. Louis vs $2,638 in St. Joseph after tax and rent ($9 more). +$108 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
St. Joseph leftover
$2,638
a month after tax and rent
St. Louis leftover
$2,647
+$9 vs St. Joseph
Compare St. Joseph to another metro
Same paycheck. Try a different city next to St. Joseph.
Monthly gap
St. Joseph → St. Louis
$9
more / month in St. Louis
$2,647 in St. Louis · $2,638 in St. Joseph · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
+$9 / mo
| Per month | St. Joseph | St. Louis | Difference |
|---|---|---|---|
| Gross pay | $6,750 | $7,561 | +$811 |
| Income and payroll tax | $1,543 | $1,897 | +$354 |
| Take-home pay | $5,207 | $5,664 | +$457 |
| Rent | $754 | $1,138 | +$384 |
| Getting around | $547 | $545 | −$2 |
| Groceries | $350 | $368 | +$18 |
| Healthcare | $394 | $414 | +$20 |
| Utilities | $219 | $230 | +$11 |
| Everything else | $306 | $322 | +$16 |
| Left over | $2,638 | $2,647 | +$9 |
To break even in St. Louis, you'd need to earn
$90,500
Household gross, versus $81,000 today. That's the salary that leaves you exactly as much at the end of the month as St. Joseph does now.
The tax difference alone
−$1,364
A year, in state and local income tax. Effective rates: 22.9% in St. Joseph, 25.1% in St. Louis.
More about St. Louis
St. Joseph, MO in full
State income tax topping out at 4.7%, a median 2-bedroom asking rent of $898 and 220 sunny days; commutes average 19 minutes.
St. Louis, MO in full
The lowest home prices of any metro over 2 million people.
The reverse move
Same two cities, but starting from St. Louis on St. Louis wages.
St. Louis → St. Joseph →Questions
Is the cost of living lower in St. Louis than St. Joseph?
A one-bedroom is about $754 in St. Joseph versus $1,138 in St. Louis. On a one-adult, one-bedroom household, leftover is about $9 a month higher in St. Louis. Change the job or household on the comparison to see your number.
Does St. Louis have state income tax?
St. Louis is in Missouri, which taxes wage income, plus a local wage tax of 1.00%.
What changes if you move from St. Joseph to St. Louis?
Take-home pay is recalculated under Missouri tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between St. Joseph and St. Louis moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.