Columbia

Cost of Living in Columbia, MO (2026): Rent, Utilities & Take-Home

$2,603 left/mo

Photo: csch15 / Wikimedia

$2,791/mo in Columbia. $2,603 left each month. Prices 13% below the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,394/mo.

Taxes$1,584
Rent$1,020
Other$1,771
Left$2,603

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (MO): −$3,009
Take-home pay: $64,726
Effective tax rate: 22.7%

Living costs, per month

Rent, 1br: $1,020
Groceries: $350
Getting around: $502
Healthcare: $394
Utilities and internet: $219
Everything else: $306
Total spending: $2,791

After tax and rent

$2,603 left/mo

Stats

Rent: $1,214; 2 bd median
Take-home: $5,394; Per month
Tax: 23%; Of pay
Prices: 12% below; US, besides rent

Average electric bill in Missouri

About $120 a month for a household using 900 kWh. That is the EIA residential price for Missouri in 2025, 13.3¢ per kWh. It is a state average, not a Columbia utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Columbia

Moving from Columbia to St. Louis