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Example household · $83,730 · same pay · 1 adult

St. Joseph

Housing in St. Joseph, MO: Rent, Home Prices & Property Tax

$2,824 left/mo

$754/mo (1 bd) in St. Joseph. Median home $162,100. Property tax 0.81%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$754
/mo
Buy
$1,142
Mortgage, tax, insurance
Buying costs more
$388
/mo

To buy

  • 20% down payment$32,420
  • Mortgage at 7.24%$884
  • Property tax (0.81% of value)$109/mo · $1,313/yr
  • Insurance and upkeep$149
  • Monthly total$1,142

Months to 20% down

$2,824 left each month. About 12 months (1.0 years) to save $32,420.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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