St. Louis, MO

Cost of Living in St. Louis, MO (2026): Rent, Utilities & Take-Home

$3,017/mo in St. Louis. $2,661 left each month. Prices 8% below the US average.

Compare vs Chicago Rank metros from St. LouisHow we figure this

Monthly costs

Take-home $5,678/mo.

Taxes$1,904
Rent$1,138
Other living costs$1,879
Left over$2,661

Pay and tax, per year

Gross household pay: $90,995
Federal income tax: −$11,633
Social Security and Medicare: −$6,961
State income tax (MO): −$3,350
City / county wage tax: −$910
Take-home pay: $68,141
Effective tax rate: 25.1%

Living costs, per month

Rent, 1br: $1,138
Groceries: $368
Getting around: $545
Healthcare: $414
Utilities and internet: $230
Everything else: $322
Total spending: $3,017

Left over each month

$7,583 gross, minus $1,904 in tax and $3,017 in living costs.

$2,661

Average electric bill in Missouri

About $120 a month for a household using 900 kWh. That is the EIA residential price for Missouri in 2025, 13.3¢ per kWh. It is a state average, not a St. Louis utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in St. Louis, MO (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Missouri

Moving from St. Louis

Take-home by job in St. Louis

Other Missouri metros

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