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Example household · $83,730 · same pay · 1 adult

Cape Girardeau

Housing in Cape Girardeau, MO: Rent, Home Prices & Property Tax

$2,859 left/mo

$721/mo (1 bd) in Cape Girardeau. Median home $195,200. Property tax 0.68%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$721
/mo
Buy
$1,354
Mortgage, tax, insurance
Buying costs more
$633
/mo

To buy

  • 20% down payment$39,040
  • Mortgage at 7.24%$1,064
  • Property tax (0.68% of value)$111/mo · $1,327/yr
  • Insurance and upkeep$179
  • Monthly total$1,354

Months to 20% down

$2,859 left each month. About 14 months (1.2 years) to save $39,040.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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