Providence, RI

Cost of Living in Providence, RI (2026): Rent, Utilities & Take-Home

$3,739/mo in Providence. $2,094 left each month. Prices near the US average.

Compare vs Chicago Rank metros from ProvidenceHow we figure this

Monthly costs

Take-home $5,833/mo.

Taxes$1,828
Rent$1,740
Other living costs$1,999
Left over$2,094

Pay and tax, per year

Gross household pay: $91,933
Federal income tax: −$11,839
Social Security and Medicare: −$7,033
State income tax (RI): −$3,067
Take-home pay: $69,994
Effective tax rate: 23.9%

Living costs, per month

Rent, 1br: $1,740
Groceries: $416
Getting around: $491
Healthcare: $468
Utilities and internet: $260
Everything else: $364
Total spending: $3,739

Left over each month

$7,661 gross, minus $1,828 in tax and $3,739 in living costs.

$2,094

Average electric bill in Rhode Island

About $265 a month for a household using 900 kWh. That is the EIA residential price for Rhode Island in 2025, 29.48¢ per kWh. It is a state average, not a Providence utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Providence, RI (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Rhode Island

Take-home by job in Providence

Other Rhode Island metros

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