New York, NY → Providence, RI
You'd keep $838 more a month in Providence
+$10,056 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 1,400 households moved New York → Providence (avg AGI $83,616). 1,140 went the other way. The whole move →
| Per month | New York | Providence | Difference |
|---|---|---|---|
| Gross pay | $9,292 | $7,652 | −$1,640 |
| Income and payroll tax | $2,886 | $1,825 | −$1,061 |
| Take-home pay | $6,405 | $5,827 | −$578 |
| Rent | $3,021 | $1,751 | −$1,270 |
| Getting around | $347 | $491 | +$144 |
| Groceries | $496 | $416 | −$80 |
| Healthcare | $558 | $468 | −$90 |
| Utilities | $310 | $260 | −$50 |
| Everything else | $434 | $364 | −$70 |
| Left over | $1,239 | $2,077 | +$838 |
To break even in Providence, you'd need to earn
$76,500
Household gross, versus $111,500 today. That's the salary that leaves you exactly as much at the end of the month as New York does now.
The tax difference alone
+$6,902
A year, in state and local income tax. Effective rates: 31.1% in New York, 23.9% in Providence.
More about Providence
New York, NY in full
The one place where skipping a car genuinely offsets the rent.
Providence, RI in full
Boston-adjacent culture at a meaningful discount, with New England property taxes.
The reverse move
Same two cities, but starting from Providence on Providence wages.
Providence → New York →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.