Example household · $83,730 · same pay · 1 adult

McAllen

Housing in McAllen, TX: Rent, Home Prices & Property Tax

$2,935 left/mo

$863/mo (1 bd) in McAllen. Median home $124,000. Property tax 1.76%.

Rent (1-bedroom)
$863
/mo
Buy
$972
Mortgage, tax, insurance
Buying costs more
$109
/mo

To buy

  • 20% down payment$24,800
  • Mortgage at 7.24%$676
  • Property tax (1.76% of value)$182/mo · $2,182/yr
  • Insurance and upkeep$114
  • Monthly total$972

Months to 20% down

$2,935 left each month. About 9 months (0.8 years) to save $24,800.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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