McAllen

Cost of Living in McAllen, TX (2026): Rent, Utilities & Take-Home

$2,935 left/mo

Photo: Theunderratedtaco / Wikimedia

$2,710/mo in McAllen. $2,935 left each month. Prices 9% below the US average.

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Monthly costs

Take-home $5,645/mo.

Taxes$1,333
Rent$863
Other$1,847
Left$2,935

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (TX): None
Take-home pay: $67,734
Effective tax rate: 19.1%

Living costs, per month

Rent, 1br: $863
Groceries: $363
Getting around: $532
Healthcare: $408
Utilities and internet: $227
Everything else: $317
Total spending: $2,710

After tax and rent

$2,935 left/mo

Stats

Rent: $1,027; 2 bd median
Take-home: $5,645; Per month
Tax: 19%; Of pay
Prices: 9% below; US, besides rent

Average electric bill in Texas

About $139 a month for a household using 900 kWh. That is the EIA residential price for Texas in 2025, 15.4¢ per kWh. It is a state average, not a McAllen utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from McAllen

Moving from McAllen to Dallas