Chico, CA

Modelled metro

Cost of living in Chico: $1,680 leftover

Cost of living in Chico, as leftover, is $1,680 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,174 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 1.08). California taxes wage income on a bracket schedule. Chico is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,020 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Chico
Rent$1,174
Groceries$433
Transport$596
Healthcare$487
Utilities$271
Childcare$0
Everything else$379
Total costs$3,340
Leftover$1,680

Sales tax is about 8.8%. Property tax is modelled at 0.69% of a $408,700 median home. Non-housing lines scale a national baseline by this metro's cost index (1.08).

Asking rent by bedroom

Turnover asking rent in Chico, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,007

  • 1 bedroom

    $1,174

  • 2 bedrooms

    $1,398

  • 3 bedrooms

    $1,831

  • 4 bedrooms

    $2,167

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Chico

What is the cost of living in Chico?

On the default one-adult, one-bedroom household, leftover in Chico, CA is about $1,680 a month after tax and rent. Asking rent is about $1,174 for a one-bedroom and $1,398 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Chico compare with a cost-of-living index?

A price index would say non-housing costs sit near the US average (index 1.08). Leftover still depends on your tax bill and bedroom count, which an index does not. Chico is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Where is take-home pay in Chico calculated?

The take-home page for Chico splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Chico

Moving from Chico

Other California metros

Other metros in California, with leftover, rent, and day-to-day pages.

All California metros