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Example household · $83,730 · same pay · 1 adult

El Centro

Housing in El Centro, CA: Rent, Home Prices & Property Tax

$2,093 left/mo

$1,009/mo (1 bd) in El Centro. Median home $279,500. Property tax 0.84%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,009
/mo
Buy
$1,976
Mortgage, tax, insurance
Buying costs more
$967
/mo

To buy

  • 20% down payment$55,900
  • Mortgage at 7.24%$1,524
  • Property tax (0.84% of value)$196/mo · $2,348/yr
  • Insurance and upkeep$256
  • Monthly total$1,976

Months to 20% down

$2,093 left each month. About 27 months (2.3 years) to save $55,900.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

Moving from El Centro

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