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Example household · $83,730 · same pay · 1 adult

Chico

Housing in Chico, CA: Rent, Home Prices & Property Tax

$1,987 left/mo

$1,174/mo (1 bd) in Chico. Median home $408,700. Property tax 0.69%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,174
/mo
Buy
$2,838
Mortgage, tax, insurance
Buying costs more
$1,664
/mo

To buy

  • 20% down payment$81,740
  • Mortgage at 7.24%$2,228
  • Property tax (0.69% of value)$235/mo · $2,820/yr
  • Insurance and upkeep$375
  • Monthly total$2,838

Months to 20% down

$1,987 left each month. About 42 months (3.5 years) to save $81,740.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

Moving from Chico

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