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Example household · $83,730 · same pay · 1 adult

Napa

Housing in Napa, CA: Rent, Home Prices & Property Tax

$1,012 left/mo

$2,165/mo (1 bd) in Napa. Median home $838,800. Property tax 0.70%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$2,165
/mo
Buy
$5,831
Mortgage, tax, insurance
Buying costs more
$3,666
/mo

To buy

  • 20% down payment$167,760
  • Mortgage at 7.24%$4,573
  • Property tax (0.70% of value)$489/mo · $5,872/yr
  • Insurance and upkeep$769
  • Monthly total$5,831

Months to 20% down

$1,012 left each month. About 166 months (13.8 years) to save $167,760.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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