San Francisco, CA

Hand-reviewed metro

Cost of living in San Francisco: $2,364 leftover

Cost of living in San Francisco, as leftover, is $2,364 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $2,635 and the rest of the modelled month. A price index would say non-housing costs run 28% above the US average. California taxes wage income on a bracket schedule. San Francisco is a hand-reviewed metro.

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $7,413 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in San Francisco
Rent$2,635
Groceries$512
Transport$558
Healthcare$576
Utilities$320
Childcare$0
Everything else$448
Total costs$5,049
Leftover$2,364

Sales tax is about 8.8%. Property tax is modelled at 0.72% of a $1,113,800 median home. Non-housing lines scale a national baseline by this metro's cost index (1.28).

Asking rent by bedroom

Turnover asking rent in San Francisco, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $2,259

  • 1 bedroom

    $2,635

  • 2 bedrooms

    $3,137

  • 3 bedrooms

    $4,109

  • 4 bedrooms

    $4,862

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in San Francisco

What is the cost of living in San Francisco?

On the default one-adult, one-bedroom household, leftover in San Francisco, CA is about $2,364 a month after tax and rent. Asking rent is about $2,635 for a one-bedroom and $3,137 for a two-bedroom. That is a budget, not a cost-of-living index.

How does San Francisco compare with a cost-of-living index?

A price index would say non-housing costs run 28% above the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. San Francisco is a hand-reviewed metro.

Where is take-home pay in San Francisco calculated?

The take-home page for San Francisco splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from San Francisco

Moving from San Francisco

Other California metros

Other metros in California, with leftover, rent, and day-to-day pages.

All California metros