San Francisco, CA
Hand-reviewed metroCost of living in San Francisco: $2,364 leftover
Cost of living in San Francisco, as leftover, is $2,364 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $2,635 and the rest of the modelled month. A price index would say non-housing costs run 28% above the US average. California taxes wage income on a bracket schedule. San Francisco is a hand-reviewed metro.
These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.
The month, in dollars
Take-home is $7,413 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.
| Rent | $2,635 |
|---|---|
| Groceries | $512 |
| Transport | $558 |
| Healthcare | $576 |
| Utilities | $320 |
| Childcare | $0 |
| Everything else | $448 |
| Total costs | $5,049 |
| Leftover | $2,364 |
Sales tax is about 8.8%. Property tax is modelled at 0.72% of a $1,113,800 median home. Non-housing lines scale a national baseline by this metro's cost index (1.28).
Asking rent by bedroom
Turnover asking rent in San Francisco, not the Census median of occupied stock. Rent versus buying.
Studio
$2,259
1 bedroom
$2,635
2 bedrooms
$3,137
3 bedrooms
$4,109
4 bedrooms
$4,862
Leftover in other metros nearby
Same household. Each leftover is take-home after that metro's tax minus its rent.
- $1,703 leftover
- Cost of living in Riverside$1,395 leftover
San Francisco vs Riverside · $1,940 rent
- Cost of living in Napa$1,759 leftover
San Francisco vs Napa · $2,165 rent
- Cost of living in Hanford$1,773 leftover
San Francisco vs Hanford · $1,125 rent
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Cost of living in San Francisco
What is the cost of living in San Francisco?
On the default one-adult, one-bedroom household, leftover in San Francisco, CA is about $2,364 a month after tax and rent. Asking rent is about $2,635 for a one-bedroom and $3,137 for a two-bedroom. That is a budget, not a cost-of-living index.
How does San Francisco compare with a cost-of-living index?
A price index would say non-housing costs run 28% above the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. San Francisco is a hand-reviewed metro.
Where is take-home pay in San Francisco calculated?
The take-home page for San Francisco splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.
Popular compares from San Francisco
- Austin vs San Francisco · $818 less
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- San Francisco vs Los Angeles · $660 less
- San Francisco vs Dallas · $686 more
- San Francisco vs Denver · $292 more
Moving from San Francisco
- San Francisco → Austin · $818 more
- San Francisco → Los Angeles · $660 less
- San Francisco → Dallas · $686 more
- San Francisco → Denver · $292 more
- San Francisco → Raleigh · $388 more
- San Francisco → New York · $1,114 less
- San Francisco → Reno · $66 less
- San Francisco → Chicago · $63 more
- San Francisco → Houston · $807 more
- San Francisco → Washington · $549 more
- San Francisco → Atlanta · $133 more
- San Francisco → Philadelphia · $75 more
- San Francisco → Miami · $666 less
- San Francisco → Phoenix · $213 more
- San Francisco → Boston · $396 less
- San Francisco → Riverside · $966 less
Other California metros
Other metros in California, with leftover, rent, and day-to-day pages.
- Los Angeles, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Riverside, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- San Diego, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Sacramento, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Napa, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Hanford, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- El Centro, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home
- Redding, CA
PaycheckHousingCostsDaily lifeKidsMove costCost of livingTake-home