Chico vs Riverside leftover
Moving to Riverside costs you $287 a month
$1,371/mo leftover in Riverside vs $1,658 in Chico after tax and rent ($287 less). −$3,444 a year for the same registered nurse, the same household size, and the same number of bedrooms. Not a cost-of-living index.
Chico leftover
$1,658
a month after tax and rent
Riverside leftover
$1,371
−$287 vs Chico
Compare Chico to another metro
Same paycheck. Try a different city next to Chico.
Monthly gap
Chico → Riverside
$287
less / month in Chico
$1,371 in Riverside · $1,658 in Chico · One adult, renting a 1-bedroom
Home
Only when you tap. We match the nearest metro and don't keep the coordinates.
Destination
In 2022-2023, 90 households moved Chico → Riverside (avg AGI $58,067). 135 went the other way. The whole move →
−$287 / mo
| Per month | Chico | Riverside | Difference |
|---|---|---|---|
| Gross pay | $6,500 | $7,309 | +$809 |
| Income and payroll tax | $1,502 | $1,817 | +$315 |
| Take-home pay | $4,998 | $5,492 | +$494 |
| Rent | $1,174 | $1,940 | +$766 |
| Getting around | $596 | $644 | +$48 |
| Groceries | $433 | $424 | −$9 |
| Healthcare | $487 | $477 | −$10 |
| Utilities | $271 | $265 | −$6 |
| Everything else | $379 | $371 | −$8 |
| Left over | $1,658 | $1,371 | −$287 |
To break even in Riverside, you'd need to earn
$93,500
Household gross, versus $78,000 today. That's the salary that leaves you exactly as much at the end of the month as Chico does now.
The tax difference alone
−$902
A year, in state and local income tax. Effective rates: 23.1% in Chico, 24.9% in Riverside.
More about Riverside
Chico, CA in full
State income tax topping out at 12.3%, a median 2-bedroom asking rent of $1,398 and 233 sunny days; commutes average 21 minutes.
Riverside, CA in full
Southern California's affordable option, paid for with a 33-minute commute.
The reverse move
Same two cities, but starting from Riverside on Riverside wages.
Riverside → Chico →Questions
Is the cost of living lower in Riverside than Chico?
A one-bedroom is about $1,174 in Chico versus $1,940 in Riverside. On a one-adult, one-bedroom household, leftover is about $287 a month lower in Riverside. Change the job or household on the comparison to see your number.
Does Riverside have state income tax?
Riverside is in California, which taxes wage income.
What changes if you move from Chico to Riverside?
Take-home pay is recalculated under California tax, rent is priced at the same bedroom count, and leftover is the gap. The from-to page also lists IRS households that already made the move, when that data exists.
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. The dollar gap between Chico and Riverside moves when you change the job, remote versus local pay, or bedrooms. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.