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El Paso, TX

Cost of Living in El Paso, TX (2026): Rent, Utilities & Take-Home

$2,825/mo in El Paso. $2,548 left each month. Prices 11% below the US average.

Monthly costs

Take-home $5,373/mo.

  • Taxes$1,271
  • Rent$1,008
  • Other living costs$1,817
  • Left over$2,548

Pay and tax, per year

Gross household pay
$79,738
Federal income tax
−$9,156
Social Security and Medicare
−$6,100
State income tax (TX)
None
Take-home pay
$64,482
Effective tax rate
19.1%

Living costs, per month

Rent, 1br
$1,008
Groceries
$356
Getting around
$527
Healthcare
$401
Utilities and internet
$223
Everything else
$312
Total spending
$2,825

Left over each month

$6,645 gross, minus $1,271 in tax and $2,825 in living costs.

$2,548

Average electric bill in Texas

About $139 a month for a household using 900 kWh. That is the EIA residential price for Texas in 2025, 15.4¢ per kWh. It is a state average, not a El Paso utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from El Paso

Take-home by job in El Paso

Pay and leftover for every job in El Paso

Other Texas metros

All Texas metros

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