Des Moines, IA
The rest of the month in Des Moines
$2,843 in modelled household costs, against $5,739 take-home. Leftover is $2,896.
Where the money goes
- Taxes$1,765
- Rent$1,005
- Other living costs$1,838
- Left over$2,896
Pay and tax, per year
- Gross household pay
- $90,057
- Federal income tax
- −$11,427
- Social Security and Medicare
- −$6,889
- State income tax (IA)
- −$2,867
- Take-home pay
- $68,874
- Effective tax rate
- 23.5%
Living costs, per month
- Rent, 1br
- $1,005
- Groceries
- $360
- Getting around
- $533
- Healthcare
- $405
- Utilities and internet
- $225
- Everything else
- $315
- Total spending
- $2,843
Left over each month
$7,505 gross, minus $1,765 in tax and $2,843 in living costs.
$2,896
Power bill, separately
EIA 2024 residential electricity in IA averages a $123 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.